What’s new in supervision

This section contains notifications of new information in the Financial market supervision section, except for information presented using special applications (i.e. Lists and registers, Final administrative decisions, Information published by issuers), which is updated on a daily basis.

17. 5. 2023 – publication of EBA Guidelines to resolution authorities on the publication of the writedown and conversion and bail-in exchange mechanic (external link)
4. 5. 2023 – the European Banking Authority (EBA) published on its web pages in April 2023 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 20 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts containing more detailed specification of the newly published Q&As
4. 5. 2023 – publication of values of the parameters necessary for calculation of the contributions to the Deposit Insurance Fund in 2023 (annual contribution rate CR = 0.059%, adjustment coefficient µ = 156.175 % and ´mae´ coefficient = 1)
2. 5. 2023 – publication of EBA Guidelines on common procedures and methodologies for the supervisory review and evaluation process (SREP) and supervisory stress testing under Directive 2013/36/EU (EBA/GL/2022/03) (external link)
24. 4. 2023 – publication of Joint EBA and ESMA Guidelines on common procedures and methodologies for the supervisory review and evaluation process (SREP) under Directive (EU) 2019/2034
24. 4. 2023 – publication of Commission Delegated Regulation (EU) 2023/827 (external link) of 11 October 202 laying down regulatory technical standards amending Delegated Regulation (EU) No 241/2014 as regards the prior permission to reduce own funds and the requirements related to eligible liabilities instruments
20. 4. 2023 – publication of the English translation of the CNB Official Information of 13 March 2023 (pdf, 485 kB) regarding calculation of the risk weights for determination of contributions to the Deposit Insurance Fund (DIF), amending Official Information regarding calculation of the risk weights for determination of contributions to the DIF, Issue 5/2018 of 5 March 2018 of the CNB Bull.; full wording (working document, pdf, 508 kB)
3. 4. 2023 – the European Banking Authority (EBA) published on its web pages in March 2023 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 31 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts containing more detailed specification of the newly published Q&As
20. 3. 2023 – publication of the CNB Official Information of 13 March 2023 (pdf, 364 kB, available in Czech only) regarding calculation of the risk weights for determination of contributions to the Deposit Insurance Fund (DIF), amending Official Information regarding calculation of the risk weights for determination of contributions to the DIF, Issue 5/2018 of 5 March 2018 of the CNB Bull., and updated CNB Approach to the calculation of contributions to the DIF in 2023 (pdf, 415 kB)
10. 3. 2023 – publication of Commission Delegated Regulation (EU) 2023/511 (external link) of 24 November 2022 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards for the calculation of risk-weighted exposure amounts of collective investment undertakings under the mandate-based approach
1. 3. 2023 – publication of EBA Guidelines issued on the basis of Article 84 (6) of Directive 2013/36/EU (CRD) on interest rate risk of institutions’ non-trading book activities (EBA/GL/2022/14) (external link), repealing with effect from 30. 6. 2023 the EBA guidelines on the management of interest rate risk arising from non-trading book activities (EBA/GL/2018/02)
1. 3. 2023 – the European Banking Authority (EBA) published on its web pages in February 2023 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 27 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts containing more detailed specification of the newly published Q&As
15. 2. 2023 – publication of Commission Implementing Regulation (EU) 2023/313 (external link) of 15 December 2022 amending the implementing technical standards laid down in Implementing Regulation (EU) 2016/2070 as regards benchmark portfolios, reporting templates and reporting instructions for the reporting referred to in Article 78(2) of Directive 2013/36/EU of the European Parliament and of the Council
3. 2. 2023 – publication of EBA Guidelines for institutions and resolution authorities to complement the resolvability assessment for transfer strategies (external link)
1. 2. 2023 – publication of Commission Delegated Regulation (EU) 2023/206 (external link) of 5 October 2022 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards specifying the types of factors to be considered for the assessment of the appropriateness of risk weights for exposures secured by immovable property and the conditions to be taken into account for the assessment of the appropriateness of minimum loss given default values for exposures secured by immovable property
30. 1. 2023 – the European Banking Authority (EBA) published on its web pages in January 2023 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 29 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts containing more detailed specification of the newly published Q&As
24. 1. 2023 – publication of the CNB Official Information of 20 January 2023 (pdf, 198 kB, available in Czech only) on derogation of CNB Official Information on the performance of the activities of banks – disclosure of exposures subject to measures applied in response to the COVID-19 crisis
18. 1. 2023 – publication of the new templates (available in Czech only) replacing Templates No. 1, 2, 3 and 4 recommended for publication of information pursuant to the CNB Official Information of 31 March 2022 regarding the performance of the activities of investment firms and some other entities – information disclosure (No 9/2022 CNB Bull.)
16. 1. 2023 – publication of EBA guidelines amending Guidelines EBA/GL/2020/14 on the specification and disclosure of systemic importance indicators (EBA/GL/2022/12, external link)
13. 1. 2023 – publication of Corrigendum to Commission Implementing Regulation (EU) 2022/2581 (external link) of 20 June 2022 laying down implementing technical standards for the application of Directive 2013/36/EU of the European Parliament and of the Council with regard to provision of information in applications for authorisation of a credit institution
13. 1. 2023 – publication of Corrigendum to Commission Delegated Regulation (EU) 2022/2580 (external link) of 17 June 2022 supplementing Directive 2013/36/EU of the European Parliament and of the Council with regard to regulatory technical standards specifying the information to be provided in the application for the authorisation as a credit institution, and specifying the obstacles which may prevent the effective exercise of supervisory functions of competent authorities
13. 1. 2023 – publication of Corrigendum to Commission Delegated Regulation (EU) 2022/1288 (external link) of 6 April 2022 supplementing Regulation (EU) 2019/2088 of the European Parliament and of the Council with regard to regulatory technical standards specifying the details of the content and presentation of the information in relation to the principle of ‘do no significant harm’, specifying the content, methodologies and presentation of information in relation to sustainability indicators and adverse sustainability impacts, and the content and presentation of the information in relation to the promotion of environmental or social characteristics and sustainable investment objectives in pre-contractual documents, on websites and in periodic reports
2. 1. 2023 - the European Banking Authority (EBA) published on its web pages in December 2022 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 12 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts containing more detailed specification of the newly published Q&As
2. 1. 2023 – publication of the updated List of Financial Conglomerates (external link) as of 30 November 2022
2. 1. 2023 – publication of Commission Implementing Regulation (EU) 2022/2581 (external link) of 20 June 2022 laying down implementing technical standards for the application of Directive 2013/36/EU of the European Parliament and of the Council with regard to provision of information in applications for authorisation of a credit institution
2. 1. 2023 – publication of Commission Delegated Regulation (EU) 2022/2580 (external link) of 17 June 2022 supplementing Directive 2013/36/EU of the European Parliament and of the Council with regard to regulatory technical standards specifying the information to be provided in the application for the authorisation as a credit institution, and specifying the obstacles which may prevent the effective exercise of supervisory functions of competent authorities
2. 1. 2023 – publication of Commission Delegated Regulation (EU) 2022/2579 (external link) of 10 June 2022 supplementing Directive 2013/36/EU of the European Parliament and of the Council with regard to regulatory technical standards specifying the information to be provided by an undertaking in the application for authorisation in accordance with Article 8a of that Directive
2. 1. 2023 – publication of Commission Implementing Regulation (EU) 2022/1994 (external link) of 21 November 2022 amending the implementing technical standards laid down in Implementing Regulation (EU) 2021/451 as regards own funds, asset encumbrance, liquidity and reporting for the purposes of identifying global systemically important institutions
2. 1. 2023 – publication of Corrigendum to Commission Delegated Regulation (EU) 2022/1288 (external link) of 6 April 2022 supplementing Regulation (EU) 2019/2088 of the European Parliament and of the Council with regard to regulatory technical standards specifying the details of the content and presentation of the information in relation to the principle of ‘do no significant harm’, specifying the content, methodologies and presentation of information in relation to sustainability indicators and adverse sustainability impacts, and the content and presentation of the information in relation to the promotion of environmental or social characteristics and sustainable investment objectives in pre-contractual documents, on websites and in periodic reports (as of 27 December 2022)
22. 12. 2022 – publication of EBA Guidelines amending Guidelines EBA/GL/2018/10 on disclosure of nonperforming and forborne exposures (EBA/GL/2022/13, external link). Disclosure templates applicable to credit institutions under the scope of the amended guidelines EBA/GL/2018/10 are included in the amended file Annex No 1: Format of information for disclosure as per the Regulation – work aid, version 3 (xlsx, 419 kB, available in Czech only), accompanying CNB Official Information No 9/2021 CNB Bull of 8 July 2021. In parallel, the European Banking Authority (EBA) repeals three outdated disclosure guidelines (EBA/GL/2017/01, EBA/GL/2016/11, EBA/GL/2014/03, external links), that are no longer relevant.
20. 12. 2022 – publication of Commission Implementing Regulation (EU) 2022/2454 (external link) of 14 December 2022 laying down implementing technical standards for the application of Directive 2002/87/EC of the European Parliament and of the Council with regard to supervisory reporting of risk concentrations and intra-group transactions
20. 12. 2022 – publication of Commission Implementing Regulation (EU) 2022/2453 (external link) of 30 November 2022 amending the implementing technical standards laid down in Implementing Regulation (EU) 2021/637 as regards the disclosure of environmental, social and governance risks
20. 12. 2022 – publication of an updated list of CET1 instruments by virtue of Regulation (EU) No 575/2013 – Q4 2022 update (external link)
6. 12. 2022 – publication of EBA Guidelines on the data collection exercises regarding high earners under Directive 2013/36/EU and under Directive (EU) 2019/2034 (EBA/GL/2022/08) (external link)
6. 12. 2022 – publication of EBA Guidelines on the benchmarking exercises on remuneration practices and the gender pay gap under Directive (EU) 2019/2034 (EBA/GL/2022/07) (external link)
6. 12. 2022 – publication of EBA Guidelines on the remuneration, gender pay gap and approved higher ratio benchmarking exercises under Directive 2013/36/EU (EBA/GL/2022/06) (external link)
5. 12. 2022 – publication of Commission Implementing Regulation (EU) 2022/2365 (external link) of 2 December 2022 amending the implementing technical standards laid down in Implementing Regulation (EU) 2016/1801 as regards the mapping tables correspondence of credit assessments of external credit assessment institutions for securitisation in accordance with Regulation (EU) No 575/2013 of the European Parliament and of the Council
1. 12. 2022 – the European Banking Authority (EBA) published on its web pages in November 2022 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 26 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts containing more detailed specification of the newly published Q&As
30. 11. 2022 – publication of EBA Guidelines on policies and procedures in relation to compliance management and the role and responsibilities of the AML/CFT Compliance Officer under Article 8 and Chapter VI of Directive (EU) 2015/849 (EBA/GL/2022/05) (external link)
29. 11. 2022 – publication of Commission Delegated Regulation (EU) 2022/2328 (external link) of 16 August 2022 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards specifying exotic underlyings and the instruments bearing residual risks for the purposes of the calculation of own funds requirements for residual risks
24. 11. 2022 – publication of EBA Guidelines on the criteria for the exemption of investment firms from liquidity requirements in accordance with Article 43(4) of Regulation (EU) 2019/2033 (EBA/GL/2022/10, external link)
21. 11. 2022 – publication of Commission Delegated Regulation (EU) 2022/2257 (external link) of 11 August 2022 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards specifying the calculation methods of gross jump-to-default amounts for exposures to debt and equity instruments and for exposures to default risk arising from certain derivative instruments, and specifying the determination of notional amounts of instruments other than the instruments referred to in Article 325w(4) of Regulation (EU) No 575/2013
31. 10. 2022 – the European Banking Authority (EBA) published on its web pages in October 2022 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 12 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts containing more detailed specification of the newly published Q&As
26. 10. 2022 – publication of Commission Delegated Regulation (EU) 2022/2060 (external link) of 14 June 2022 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards specifying the criteria for assessing the modellability of risk factors under the internal model approach (IMA) and specifying the frequency of that assessment under Article 325be(3) of that Regulation
26. 10. 2022 – publication of Commission Delegated Regulation (EU) 2022/2059 (external link) of 14 June 2022 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards specifying the technical details of back-testing and profit and loss attribution requirements under Articles 325bf and 325bg of Regulation (EU) No 575/2013
26. 10. 2022 – publication of Commission Delegated Regulation (EU) 2022/2058 (external link) of 28 February 2022 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards on liquidity horizons for the alternative internal model approach, as referred to in Article 325bd(7)
25. 10. 2022 – publication of Regulation (EU) 2022/2036 (external link) of the European Parliament and of the Council of 19 October 2022 amending Regulation (EU) No 575/2013 and Directive 2014/59/EU as regards the prudential treatment of global systemically important institutions with a multiple-point-of-entry resolution strategy and methods for the indirect subscription of instruments eligible for meeting the minimum requirement for own funds and eligible liabilities
20. 10. 2022 – publication of Corrigendum to Commission Implementing Regulation (EU) 2022/389 (external link) of 8 March 2022 laying down implementing technical standards for the application of Directive (EU) 2019/2034 of the European Parliament and of the Council with regard to the format, structure, content lists and annual publication date of the information to be disclosed by competent authorities
17. 10. 2022 – publication of Commission Implementing Regulation (EU) 2022/1929 (external link) of 31 March 2022 amending the implementing technical standards laid down in Implementing Regulation (EU) 2020/1227 as regards the templates for the provision of information in accordance with the STS notification requirements for on-balance-sheet synthetic securitisations
7. 10. 2022 – publication of Decree No. 252/2022 Coll. (pdf, 120 kB), amending Decree No. 2/2019 Coll., on records of covered blocks, and publication of Decree No. 2/2019 Coll. (pdf, 144 kB), on records of covered blocks (as of 1 January 2023, working material, comprehensive version)
3. 10. 2022 – the European Banking Authority (EBA) published on its web pages in September 2022 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 13 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts containing more detailed specification of the newly published Q&As
27. 9. 2022 – publication of Commission Implementing Regulation (EU) 2022/1650 (external link) of 24 March 2022 amending the implementing technical standards laid down in Implementing Regulation (EU) 2016/1646 as regards the main indices and recognised exchanges in accordance with Regulation (EU) No 575/2013 of the European Parliament and of the Council
21. 9. 2022 – publication of Commission Delegated Regulation (EU) 2022/1622 (external link) of 17 May 2022 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards on emerging markets and advanced economies
6. 9. 2022 – publication of Commission Delegated Regulation (EU) 2022/1455 (external link) of 11 April 2022 supplementing Regulation (EU) 2019/2033 of the European Parliament and of the Council with regard to regulatory technical standards for own funds requirement for investment firms based on fixed overheads
2. 9. 2022 – publication of Corrigendum to Commission Delegated Regulation (EU) 2022/1159 (external link) of 11 March 2022 supplementing Regulation (EU) 2019/2033 of the European Parliament and of the Council with regard to regulatory technical standards for public disclosure of investment policy by investment firms
30. 8. 2022 – publication of Methodology for assessing applications for authorisation under the Payment System Act (pdf, 1 MB, available in Czech only)
5. 8. 2022 – publication of the CNB Official Information of 3 August 2022 (pdf, 195 kB, available in Czech only) on derogation of CNB Official Information regarding the performance of the activity of investment firms – application of the general discretion of the competent authority to exempt some exposures from the application of the limit with regard to concentration risk (No 20/2022 CNB Bull.)
3. 8. 2022 – publication of EBA Guidelines on the equivalence of confidentiality and professional secrecy regimes of third-country authorities (EBA/GL/2022/04, external link)
3. 8. 2022 – the European Banking Authority (EBA) published on its web pages in July 2022 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 18 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts containing more detailed specification of the newly published Q&As
1. 8. 2022 – publication of Decree No. 1/2022 Coll. of 19 December 2018 (pdf, 491 kB), available in Czech only) on applications and notifications to perform activities pursuant to the Payment System Act (as of 1 July 2022 working material, comprehensive version)
27. 7. 2022 – publication of updated English translation of Decree No. 7/2018 Coll. of 19 December 2018 (pdf, 416 kB) on some conditions on the pursuit of business of payment institutions, payment account information administrators, small-scale payment service providers, electronic money institutions and small-scale electronic money issuers (as of 1 July 2022 working material, comprehensive version)
27. 7. 2022 – publication of Commission Delegated Regulation (EU) 2022/1288 (external link) of 6 April 2022 supplementing Regulation (EU) 2019/2088 (external link) of the European Parliament and of the Council with regard to regulatory technical standards specifying the details of the content and presentation of the information in relation to the principle of ‘do no significant harm’, specifying the content, methodologies and presentation of information in relation to sustainability indicators and adverse sustainability impacts, and the content and presentation of the information in relation to the promotion of environmental or social characteristics and sustainable investment objectives in precontractual documents, on websites and in periodic reports
27. 7. 2022 – publication of Commission Delegated Regulation (EU) 2022/1301 (external link) of 31 March 2022 amending the regulatory technical standards laid down in Delegated Regulation (EU) 2020/1226 as regards the information to be provided in accordance with the STS notification requirements for on-balance-sheet synthetic securitisations
18. 7. 2022 – publication of data, which the competent authorities of Member States are obliged to disclose pursuant to Directive 2013/36/EC (external link) of the European Parliament and of the Council and Commission Implementing Regulation (EU) No 650/2014 (external link) as amended by Commission Implementing Regulation (EU) 2019/912 (external link) (consolidated text (external link))
8. 7. 2022 – publication of Commission Delegated Regulation (EU) 2022/1159 (external link) of 11 March 2022 supplementing Regulation (EU) 2019/2033 of the European Parliament and of the Council with regard to regulatory technical standards for public disclosure of investment policy by investment firms
1. 7. 2022 – the European Banking Authority (EBA) published on its web pages in June 2022 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 1 explanatory opinion (QA 6325, regarding credit risk), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts (external link) containing more detailed specification of the newly published Q&As.
30. 6. 2022 – publication of Commission Implementing Regulation (EU) 2022/951 (external link) of 24 May 2022 amending the implementing technical standards laid down in Implementing Regulation (EU) 2016/2070 as regards benchmark portfolios, reporting templates and reporting instructions to be applied in the Union for the reporting referred to in Article 78(2) of Directive 2013/36/EU of the European Parliament and of the Council
29. 6. 2022 – publication of Commission Delegated Regulation (EU) 2022/1011 (external link) of 10 March 2022 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards specifying how to determine the indirect exposures to a client arising from derivatives and credit derivatives contracts where the contract was not directly entered into with the client but the underlying debt or equity instrument was issued by that client
24. 6. 2022 – publication of data, which the competent authorities of Member States are obliged to disclose pursuant to of Directive (EU) 2019/2034 (external link) of the European Parliament and of the Council and Commission Implementing Regulation (EU) 2022/389 (external link)
22. 6. 2022 – publication of Commission Delegated Regulation (EU) 2022/954 (external link) of 12 May 2022 amending the regulatory technical standards laid down in Delegated Regulation (EU) No 183/2014 as regards the specification of the calculation of specific and general credit risk adjustments
15. 6. 2022 – publication of EBA Guidelines on improving resolvability for institutions and resolution authorities under articles 15 and 16 BRRD (Resolvability Guidelines) (EBA/GL/2022/01, external link)
15. 6. 2022 – publication of EBA Guidelines on the characteristics of a risk‐based approach to anti‐money laundering and terrorist financing supervision, and the steps to be taken when conducting supervision on a risk‐sensitive basis under Article 48(10) of Directive (EU) 2015/849 (amending the Joint Guidelines ESAs 2016 72) (EBA/GL/2021/16, external link), repealing with effect from 4 July 2022 the Joint Guidelines ESAs/2016/72
14. 6. 2022 – publication of Decree No. 151/2022 Coll. of 2 June 2022 (pdf, 56 kB, available in Czech only) amending Decree No. 1/2022 Coll. on applications and notifications to perform activities pursuant to the Payment System Act, and Decree No. 7/2018 Coll. on the pursuit of business of payment institutions, account information service providers, electronic money institutions, small-scale payment service providers and small-scale electronic money issuers as amended by Decree No. 2/2022 Coll.
2. 6. 2022 – publication of English translation of Decree No. 7/2018 Coll. of 19 December 2018 (pdf, 412 kB) on some conditions on the pursuit of business of payment institutions, payment account information administrators, small-scale payment service providers, electronic money institutions and small-scale electronic money issuers (as of 1 July 2022 working material, comprehensive version)
24. 5. 2022 – The European Banking Authority (EBA) published an updated mapping tool (external link) between quantitative Pillar 3 disclosure data points and the relevant supervisory reporting data points, version 3.0. The mapping tool relates to public disclosures by institutions of the information referred to in Titles II and III of Part Eight of Regulation (EU) No 575/2013.
20. 5. 2022 – publication of Commission Delegated Regulation (EU) 2022/786 (external link) of 10 February 2022 amending Commission Delegated Regulation (EU) 2015/61 to supplement Regulation (EU) No 575/2013 of the European Parliament and the Council with regard to liquidity coverage requirement for credit institutions
12. 5. 2022 – publication of EBA Guidelines on internal governance under Directive (EU) 2019/2034 (EBA/GL/2021/14, external link)
12. 5. 2022 – publication of EBA Guidelines on sound remuneration policies under Directive (EU) 2019/2034 (EBA/GL/2021/13, external link)
12. 5. 2022 – publication of values of the parameters necessary for calculation of the contributions to the Deposit Insurance Fund in 2022 (annual contribution rate CR = 0.044%, adjustment coefficient µ = 181.661% and ´mae´ coefficient = 1)
9. 5. 2022 – publication of an updated CNB approach to the calculation of the contributions to the Deposit Insurance Fund in 2022 (pdf, 414 kB)
2. 5. 2022 – the European Banking Authority (EBA) published on its web pages in April 2022 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 13 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts (external link) containing more detailed specification of the newly published Q&As.
27. 4. 2022 – publication of Commission Delegated Regulation (EU) 2022/676 (external link) of 3 December 2021 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards specifying the conditions in accordance with which consolidation is to be carried out in the cases referred to in Article 18(3) to (6) and Article 18(8) of that Regulation
26. 4. 2022 – based on publication of Commission Implementing Regulation (EU) 2022/631 (external link) of 13 April 2022 amending the implementing technical standards laid down in Implementing Regulation (EU) 2021/637 as regards the disclosure of exposures to interest rate risk on positions not held in the trading book, template EU IRRBB1 for disclosure of the information referred to in Article 448(1), points (a) and (b), of Regulation (EU) No 575/2013 and table EU IRRBBA for disclosure of the information referred to in Article 448(1), points (c) to (g), of Regulation (EU) No 575/2013 were added into Annex No 1: Format of information for disclosure as per the Regulation – work aid (xlsx, 405 kB, available in Czech only), accompanied CNB Official Information No 9/2018 CNB Bull of 8 July 2021. Institutions shall disclose the required information in the manner set out in Articles 433a, 433b and 433c of Regulation (EU) No 575/2013.
22. 4. 2022 – publication of Commission Implementing Regulation (EU) 2022/631 (external link) of 13 April 2022 amending the implementing technical standards laid down in Implementing Regulation (EU) 2021/637 as regards the disclosure of exposures to interest rate risk on positions not held in the trading book
21. 4. 2022 – publication of English translation of the CNB Official Information of 31 March 2022 (pdf, 202 kB) regarding the performance of the activities of investment firms and some other entities – information disclosure (No 9/2022 CNB Bull.) However, this Official Information does not apply to banks or investment companies that are authorized to provide investment services, nor to investment firms (OCPs) that are subject to the same prudential rules as banks. There are also templates (available in Czech only) that can be used to publish information.
8. 4. 2022 – publication of EBA Guidelines on cooperation and information exchange between prudential supervisors, AML/CFT supervisors and financial intelligence units under Directive 2013/36/EU (EBA/GL/2021/15, external link)
8. 4. 2022 – publication of EBA Guidelines on a common assessment methodology for granting authorisation as a credit institution under Article 8(5) of Directive 2013/36/EU (EBA/GL/2021/12, external link)
1. 4. 2022 – the European Banking Authority (EBA) published on its web pages in March 2022 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 16 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts (external link) containing more detailed specification of the newly published Q&As
1. 4. 2022 – publication of EBA Guidelines on delineation of available financial means (AFM) of Deposit Guarantee Schemes (DGS) (EBA/GL/2021/17, external link)
18. 3. 2022 – publication of Commission Delegated Regulation (EU) 2022/439 (external link) of 20 October 2021 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards for the specification of the assessment methodology competent authorities are to follow when assessing the compliance of credit institutions and investment firms with the requirements to use the Internal Ratings Based Approach
15. 3. 2022 – publication of Commission Implementing Regulation (EU) 2022/389 (external link) of 8 March 2022 laying down implementing technical standards for the application of Directive (EU) 2019/2034 of the European Parliament and of the Council with regard to the format, structure, content lists and annual publication date of the information to be disclosed by competent authorities
15. 3. 2022 – publication of Commission Implementing Regulation (EU) 2022/365 (external link) of 3 March 2022 amending Implementing Regulation (EU) 2018/1624 laying down implementing technical standards with regard to procedures and standard forms and templates for the provision of information for the purposes of resolution plans for credit institutions and investment firms pursuant to Directive 2014/59/EU of the European Parliament and of the Council
1. 3. 2022 – the European Banking Authority (EBA) published on its web pages in February 2021 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 38 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts (external link) containing more detailed specification of the newly published Q&As
25. 2. 2022 – publication of Commission Delegated Regulation (EU) 2022/244 (external link) of 24 September 2021 supplementing Regulation (EU) 2019/2033 of the European Parliament and of the Council with regard to regulatory technical standards specifying the amount of total margin for the calculation of the K-factor ‘clear margin given’ (K-CMG)
17. 2. 2022 – publication of EBA Guidelines on recovery plan indicators under Article 9 of Directive 2014/59/EU (EBA/GL/2021/11, external link), repealing EBA/GL/2015/02
11. 2. 2022 – publication of EBA Revised Guidelines on stress tests of deposit guarantee schemes under Directive 2014/49/EU (EBA/GL/2021/10, external link) (‘Revised Guidelines on DGS stress tests’) repealing and replacing Guidelines EBA/GL/2016/04 (external link) with effect from 15 September 2021
7. 2. 2022 – publication of consolidated text of Directive (EU) No 2013/36/EU (CRD IV) of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms (as of 1 January 2022; external link)
7. 2. 2022 – publication of consolidated text of Directive 2014/65/EU of the European Parliament and of the Council of 15 May 2014 on markets in financial instruments (MiFID) (as of 1 January 2022; external link)
7. 2. 2022 – publication of consolidated text of Regulation (EU) No 600/2014 of the European Parliament and of the Council of 15 May 2014 on markets in financial instruments (MiFIR) (as of 1 January 2022; external link)
7. 2. 2022 - publication of Commission Delegated Regulation (EU) 2022/76 (external link) of 22 September 2021 supplementing Regulation (EU) 2019/2033 of the European Parliament and of the Council with regard to regulatory technical standards specifying adjustments to the K-factor ‘daily trading flow’ (K-DTF) coefficients
7. 2. 2022 - publication of Commission Implementig Regulation (EU) 2021/2284 (external link) of 10 December 2021 laying down implementing technical standards for the application of Regulation (EU) 2019/2033 of the European Parliament and of the Council with regard to supervisory reporting and disclosures of investment firms
7. 2. 2022 - publication of Commission Delegated Regulation (EU) 2021/2155 (external link) of 13 August 2021 supplementing Directive (EU) 2019/2034 of the European Parliament and of the Council with regard to regulatory technical standards specifying the classes of instruments that adequately reflect the credit quality of the investment firm as a going concern and possible alternative arrangements that are appropriate to be used for the purposes of variable remuneration
7. 2. 2022 - publication of Commission Delegated Regulation (EU) 2021/2154 (external link) of 13 August 2021 supplementing Directive (EU) 2019/2034 of the European Parliament and of the Council with regard to regulatory technical standards specifying appropriate criteria to identify categories of staff whose professional activities have a material impact on the risk profile of an investment firm or of the assets that it manages
1. 2. 2022 – the European Banking Authority (EBA) published on its web pages in January 2022 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 73 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts containing more detailed specification of the newly published Q&As
13. 1. 2022 – the European Banking Authority (EBA) published on its web pages in December 2021 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 29 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts (external link) containing more detailed specification of the newly published Q&As
20. 12. 2021 – publication of joint ESMA and EBA Guidelines on the assessment of the suitability of members of the management body and key function holders under Directive 2013/36/EU and Directive 2014/65/EU (EBA/GL/U2021/06, ESMA35-36-2319, external link)
20. 12. 2021 – publication of EBA Guidelines on sound remuneration policies under Directive 2013/36/EU (EBA/GL/2021/04, external link)
13. 12. 2021 – publication of consolidated text (external link) of Commission Implementing Regulation (EU) 2021/637 laying down implementing technical standards with regard to public disclosures by institutions of the information referred to in Titles II and III of Part Eight of Regulation (EU) No 575/2013 of the European Parliament and of the Council and repealing Commission Implementing Regulation (EU) No 1423/2013, Commission Delegated Regulation (EU) 2015/1555, Commission Implementing Regulation (EU) 2016/200 and Commission Delegated Regulation (EU) 2017/2295
13. 12. 2021 – publication of Commission Delegated Regulation (EU) 2021/2178 (external link) of 6 July 2021 supplementing Regulation (EU) 2020/852 of the European Parliament and of the Council by specifying the content and presentation of information to be disclosed by undertakings subject to Articles 19a or 29a of Directive 2013/34/EU concerning environmentally sustainable economic activities, and specifying the methodology to comply with that disclosure obligation
13. 12. 2021 – publication of Commission Delegated Regulation (EU) 2021/2139 (external link) of 4 June 2021 supplementing Regulation (EU) 2020/852 of the European Parliament and of the Council by establishing the technical screening criteria for determining the conditions under which an economic activity qualifies as contributing substantially to climate change mitigation or climate change adaptation and for determining whether that economic activity causes no significant harm to any of the other environmental objectives
10. 12. 2021 – publication of Official information of the Czech national bank of 10 December 2021 (pdf, 359 kB) – Recommendation on the management of risks associated with the provision of consumer credit secured by residential property
9. 12. 2021 – publication of Commission Delegated Regulation (EU) 2021/2153 (external link) of 6 August 2021 supplementing Directive (EU) 2019/2034 of the European Parliament and of the Council with regard to regulatory technical standards specifying the criteria for subjecting certain investment firms to the requirements of Regulation (EU) No 575/2013
2. 12. 2021 – publication of EBA Guidelines specifying the criteria to assess the exceptional cases when institutions exceed the large exposure limits of Article 395(1) of Regulation (EU) No 575/2013 and the time and measures to return to compliance pursuant to Article 396(3) of Regulation (EU) No 575/2013 (EGA/GL/2021/09, external link)
2. 12. 2021 – publication of EBA Guidelines on internal governance under Directive 2013/36/EU (EBA/GL/2021/05, external link)
30. 11. 2021 – publication of Commission Implementing Regulation (EU) 2021/2017 (external link) of 13 September 2021 amending Implementing Regulation (EU) 2016/2070 as regards benchmark portfolios, reporting templates and reporting instructions to be applied in the Union for the reporting referred to in Article 78(2) of Directive 2013/36/EU of the European Parliament and of the Council
30. 11. 2021 – the European Banking Authority (EBA) published on its web pages in November 2021 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 10 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts (external link) containing more detailed specification of the newly published Q&As
19. 11. 2021 – publication of Commission Implementing Regulation (EU) 2021/1971 (external link) of 13 September 2021 amending Implementing Regulation (EU) 2016/2070 laying down implementing technical standards for templates, definitions and IT-solutions to be used by institutions when reporting to the European Banking Authority and to competent authorities in accordance with Article 78(2) of Directive 2013/36/EU of the European Parliament and of the Council
19. 11. 2021 – the European Banking Authority (EBA) published on its web pages in October 2021 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 2 explanatory opinions (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts containing more detailed specification of the newly published Q&As
18. 11. 2021 – publication of Corrigendum to Regulation (EU) 2019/876 (external link) of the European Parliament and of the Council of 20 May 2019 amending Regulation (EU) No 575/2013 as regards the leverage ratio, the net stable funding ratio, requirements for own funds and eligible liabilities, counterparty credit risk, market risk, exposures to central counterparties, exposures to collective investment undertakings, large exposures, reporting and disclosure requirements, and Regulation (EU) No 648/2012
18. 11. 2021 – publication of Commission Implementing Regulation (EU) 2021/2005 (external link) of 16 November 2021 laying down implementing technical standards amending Implementing Regulation (EU) 2016/1799 as regards the mapping tables specifying the correspondence between the credit risk assessments of external credit assessment institutions and the credit quality steps set out in Regulation (EU) No 575/2013 of the European Parliament and of the Council, replacing Annex III to Regulation (EU) No 2016/1799 with effect from the twentieth day following its publication in the EU Official Journal
27. 10. 2021 – cancellation of Corrigendum to Regulation (EU) 2019/876 (external link) of the European Parliament and of the Council of 20 May 2019 amending Regulation (EU) No 575/2013 as regards the leverage ratio, the net stable funding ratio, requirements for own funds and eligible liabilities, counterparty credit risk, market risk, exposures to central counterparties, exposures to collective investment undertakings, large exposures, reporting and disclosure requirements, and Regulation (EU) No 648/2012
22. 10. 2021 – publication of EBA Guidelines on criteria for the use of data inputs in the risk-measurement model referred to in Article 325bc of Regulation (EU) No 575/2013 (EBA/GL/2021/07, external link)
4. 10. 2021 – publication of Commission Implementing Decision (EU) 2021/1753 (external link) of 1 October 2021 on the equivalence of the supervisory and regulatory requirements of certain third countries and territories for the purposes of the treatment of exposures in accordance with Regulation (EU) No 575/2013 of the European Parliament and of the Council, which repeals Implementing Decision 2014/908/EU, as amended, with effect from 21 October 2021
30. 9. 2021 – publication of Decree No. 354/2021 Coll. (pdf, 111 kB, available in Czech only), amending Decree No 163/2014 Coll., on the performance of the activity of banks, credit unions and investment firms, as amended by Decree No 392/2017 Coll. – this decree reflects Act No 353/2021 Coll., which transposes Directive (EU) 2019/878 (CRD5) of the European Parliament and of the Council into the Czech legal framework
30. 9. 2021 – publication of Act No 353/2021 Coll. (pdf, 356 kB, available in Czech only), amending Act No 21/1992 Coll., on Banks, as amended, and some other acts - in connection with the implementation of Directive (EU) 2019/878 (CRD5) and Regulation (EU) 2019/876; this act transposes Directive CRD5 into the Czech legal framework
29. 9. 2021 – the European Banking Authority (EBA) published on its web pages in September 2021 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 29 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts containing more detailed specification of the newly published Q&As
7. 9. 2021 – the CNB, together with 24 other supervisory authorities and central banks of some EU Member States, became a signatory of a joint letter (pdf, 502 kB) addressed to leading European Commission representatives responsible for financial stability, financial services and capital markets union. In the letter they express their support for a full, timely and consistent implementation of the Basel III international framework for the prudential regulation of banks.
3. 9. 2021 – the European Banking Authority (EBA) published on its web pages (external link) in August 2021 an updated version of Mapping tool (xlsx, 333 kB) – update of 6 August 2021 that specifies the mapping between quantitative disclosure data points according to implementing technical standards issued by Commission Implementing Regulation (EU) 637/2021 (external link) and the relevant supervisory reporting (version 3.0) data points. This tool aims at facilitating institutions’ compliance with disclosure requirements and improving the consistency and quality of the information disclosed as per Titles II and III of Part Eight of Regulation (EU) No 575/2013.
31. 8. 2021 – publication of Commission Delegated Regulation (EU) 2021/1415 (external link) of 5 May 2021supplementing Regulation (EU) 2017/2402 of the European Parliament and of the Council with regard to regulatory technical standards on the cooperation, exchange of information and notification obligations between competent authorities and ESMA, the EBA and EIOPA
31. 8. 2021 – the European Banking Authority (EBA) published on its web pages in August 2021 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 6. 8. 2021: QA 5819 (regarding Supervisory reporting – Large Exposures); it is possible to subscribe to direct EBA alerts containing more detailed specification of the Q&As on the EBA web pages (external link)
9. 8. 2021 – publication of the CNB Official Information of 3 August 2021 (pdf, 218 kB, available in Czech only) regarding general discretions pursuant to the CRR regulation (No 10/2021 of the CNB Bull.)
9. 8. 2021 – publication of EBA Guidelines on customer due diligence and the factors credit and financial institutions should consider when assessing the money laundering and terrorist financing risk associated with individual business relationships and occasional transactions (The ML/TF Risk Factors Guidelines) under Articles 17 and 18(4) of Directive (EU) 2015/849 (EBA/GL/2021/02, external link)
4. 8. 2021 – publication of EBA Guidelines specifying the conditions for the application of the alternative treatment of institutions’ exposures related to ‘tri-party repurchase agreements’ set out in Article 403(3) of Regulation (EU) 575/2013 for large exposures purposes (EBA/GL/2021/01, external link)
30. 7. 2021 – the European Banking Authority (EBA) published on its web pages in July 2021 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 10 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts containing more detailed specification of the newly published Q&As
30. 7. 2021 – publication of consolidated text (external link) of Directive 2013/36/EC of the European Parliament and of the Council as of 28 June 2021
29. 7. 2021 – publication of data, which the competent authorities of Member States are obliged to disclose pursuant to Directive 2013/36/EC (external link) of the European Parliament and of the Council and Commission Implementing Regulation (EU) No 650/2014 (external link) as amended by Commission Implementing Regulation (EU) 2019/912 (external link) (consolidated text (external link))
26. 7. 2021 – publication of English translation of the CNB Official Information of 29 June 2021 (pdf, 138 kB) regarding the performance of the activity of investment firms – application of the general discretion of the competent authority to exempt some exposures from the application of the limit with regard to concentration risk (No 7/2021 CNB Bull.)
14. 7. 2021 – publication of the CNB Official Information of 8 July 2021 (pdf, 334 kB, available in Czech only) on the performance of the activities of banks, credit unions, third-country branches and some other persons – disclosure of information (No 9/2021 CNB Bull.), also repealing the CNB Official Information No 9/2018 CNB Bull., No 12/2018 CNB Bull., No 5/2020 CNB Bull and No 27/2020 CNB Bull. Publication of the CNB Official Information No 9/2018 CNB Bull accompanied by templates for disclosure of information.
1. 7. 2021 – publication of the CNB Official Information of 29 June 2021 (pdf, 205 kB, available in Czech only) regarding the performance of the activity of investment firms – application of the general discretion of the competent authority to exempt some exposures from the application of the limit with regard to concentration risk (No 7/2021 CNB Bull.)
29. 6. 2021 – the European Banking Authority (EBA) published on its web pages in June 2021 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 31 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts containing more detailed specification of the newly published Q&As
29. 6. 2021 – publication of Commission Implementing Regulation (EU) 2021/1043 (external link) of 24 June 2021 on the extension of the transitional provisions related to own funds requirements for exposures to central counterparties set out in Regulation (EU) No 575/2013 of the European Parliament and of the Council
29. 6. 2021 – publication of Commission Implementing Regulation (EU) 2021/1018 (external link) of 22 June 2021 amending the implementing technical standards laid down in Implementing Regulation (EU) 2021/637 as regards the disclosure of indicators of global systemic importance, and repealing Implementing Regulation (EU) No 1030/2014
17. 6. 2021 – publication of ESMA Guidelines on outsourcing to cloud service providers (ESMA50-164-4285, external link)
14. 6. 2021 – publication of Commission Delegated Regulation (EU) 2021/923 (external link) of 25 March 2021 supplementing Directive 2013/36/EU of the European Parliament and of the Council with regard to regulatory technical standards setting out the criteria to define managerial responsibility, control functions, material business units and a significant impact on a material business unit’s risk profile, and setting out criteria for identifying staff members or categories of staff whose professional activities have an impact on the institution’s risk profile that is comparably as material as that of staff members or categories of staff referred to in Article 92(3) of that Directive
14. 6. 2021 – publication of Commission Delegated Regulation (EU) 2021/930 (external link) of 1 March 2021 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards specifying the nature, severity and duration of an economic downturn referred to in Article 181(1), point (b), and Article 182(1), point (b), of that Regulation
14. 6. 2021 – publication of Commission Delegated Regulation (EU) 2021/931 (external link) of 1 March 2021 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards specifying the method for identifying derivative transactions with one or more than one material risk driver for the purposes of Article 277(5), the formula for calculating the supervisory delta of call and put options mapped to the interest rate risk category and the method for determining whether a transaction is a long or short position in the primary risk driver or in the most material risk driver in the given risk category for the purposes of Article 279a(3)(a) and (b) in the standardised approach for counterparty credit risk
4. 6. 2021 – the European Banking Authority (EBA) published on its web pages in May 2021 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 18 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts containing more detailed specification of the newly published Q&As.
13. 5. 2021 – publication of Commission Implementing Regulation (EU) 2021/763 (external link) of 23 April 2021 laying down implementing technical standards for the application of Regulation (EU) No 575/2013 of the European Parliament and of the Council and Directive 2014/59/EU of the European Parliament and of the Council with regard to the supervisory reporting and public disclosure of the minimum requirement for own funds and eligible liabilities
4. 5. 2021 – publication of values of the parameters necessary for calculation of contributions to the Deposit Insurance Fund in 2021 (annual contribution rate CR = 0.045%, adjustment coefficient µ = 181.131%)
4. 5. 2021 – publication of translation of Official Information No. 3/2021 CNB Bull., of 31 March (pdf, 383 kB) regarding the calculation of the risk weights for determination of contributions to the Deposit Insurance Fund, consolidated text (working material, pdf, 387 kB) and the CNB Approach to the calculation of contributions to the Deposit Guarantee Fund
3. 5. 2021 – the European Banking Authority (EBA) published on its web pages in April 2021 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – in total, 14 explanatory opinions (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts (external link) containing more detailed specification of the newly published Q&As.
22. 4. 2021 – publication of Commission Implementing Regulation (EU) 2021/637 (external link) of laying down implementing technical standards with regard to public disclosures by institutions of the information referred to in Titles II and III of Part Eight of Regulation (EU) No 575/2013 of the European Parliament and of the Council and repealing Commission Implementing Regulation (EU) No 1423/2013, Commission Delegated Regulation (EU) 2015/1555, Commission Implementing Regulation (EU) 2016/200 and Commission Delegated Regulation (EU) 2017/2295
22. 4. 2021 – publication of Corrigendum to Commission Implementing Regulation (EU) 2021/451 (external link) of 17 December 2020 laying down implementing technical standards for the application of Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to supervisory reporting of institutions and repealing Implementing Regulation (EU) No 680/2014
15. 4. 2021 – publication of Commission Delegated Regulation (EU) 2021/598 (external link) of 14 December 2020 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards for assigning risk weights to specialised lending exposures
9. 4. 2021 – the European Banking Authority (EBA) published on its web pages in March 2021 its explanations regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – 108 explanatory opinions in total (Q&As), available on the EBA web pages (external link), where it is possible to subscribe to direct EBA alerts containing more detailed specification of the newly published Q&As
7. 4. 2021 – publication of Regulation (EU) 2021/558 (external link) of the European Parliament and of the Council of 31 March 2021 amending Regulation (EU) No 575/2013 as regards adjustments to the securitisation framework to support the economic recovery in response to the COVID-19 crisis
7. 4. 2021 – publication of Regulation (EU) 2021/557 (external link) of the European Parliament and of the Council of 31 March 2021 amending Regulation (EU) 2017/2402 laying down a general framework for securitisation and creating a specific framework for simple, transparent and standardised securitisation to help the recovery from the COVID-19 crisis
6. 4. 2021 – publication of the Official Information of the CNB of 31 March (pdf, 550 kB, available in Czech only) regarding the calculation of the risk weights for determination of contributions to the Deposit Insurance Fund, amending the CNB Official Information No 7/2018 Bull. CNB and repealing Official Information No 5/2019 CNB Bull. and No 14/2020 CNB Bull.; consolidated text (working material, pdf, 433 kB, available in Czech only)
29. 3. 2021 – publication of Commission Delegated Regulation (EU) 2021/539 (external link) of 11 February 2021 amending Delegated Regulation (EU) No 1222/2014 supplementing Directive 2013/36/EU of the European Parliament and of the Council with regard to regulatory technical standards for the specification of the methodology for the identification of global systemically important institutions and for the definition of subcategories of global systemically important institutions
26. 3. 2021 – publication of Corrigendum to Commission Implementing Regulation (EU) 2021/453 (external link) of 15 March 2021 laying down implementing technical standards for the application of Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to the specific reporting requirements for market risk
22. 3. 2021 – publication of Commission Implementing Regulation (EU) 2021/451 (external link) of 17 December 2020 laying down implementing technical standards for the application of Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to supervisory reporting of institutions and repealing Implementing Regulation (EU) No 680/2014 (it shall apply from 28 June 2021)
17. 3. 2021 – publication of Commission Implementing Regulation (EU) 2021/453 (external link) of 15 March 2021 laying down implementing technical standards for the application of Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to the specific reporting requirements for market risk
15. 3. 2021 – the European Banking Authority (EBA) published on its web pages in February 2021 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 26. 2. 2021: QA 4414 and QA 4383 (regarding PSD2 - strong customer authentication and common and secure communication, incl. access), QA 4891, QA 4837 and QA 4890 (regarding Liquidity risk), QA 4423 (regarding Leverage ratio), QA 4184 (regarding Credit risk) and QA 5567 (regarding Own funds) and on 12. 2. 2021: QA 4504, QA 4505 and QA 4505 (regarding Credit risk); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
15. 3. 2021 – publication of Commission Delegated Regulation (EU) 2021/424 (external link) of 17 December 2019 amending Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to the alternative standardised approach for market risk
5. 3. 2021 – publication of Directive (EU) 2021/338 (external link) of the European Parliament and of the Council of 16 February 2021 amending Directive 2014/65/EU as regards information requirements, product governance and position limits, and Directives 2013/36/EU and (EU) 2019/878 as regards their application to investment firms, to help the recovery from the COVID-19 crisis
1. 3. 2021 – publication of consolidated version of Regulation (EU) No 575/2013 of the European Parliament and of the Council (external link) of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012 valid as of 28. 12. 2020
25. 2. 2021 – publication of Corrigendum to Regulation (EU) 2019/876 (external link) of the European Parliament and of the Council of 20 May 2019 amending Regulation (EU) No 575/2013 as regards the leverage ratio, the net stable funding ratio, requirements for own funds and eligible liabilities, counterparty credit risk, market risk, exposures to central counterparties, exposures to collective investment undertakings, large exposures, reporting and disclosure requirements, and Regulation (EU) No 648/2012
18. 2. 2021 – publication of Commission Implementing Regulation (EU) 2021/249 (external link) of 17 February 2021 amending Implementing Regulation (EU) 2015/2197 laying down implementing technical standards with regard to closely correlated currencies in accordance with Regulation (EU) No 575/2013 of the European Parliament and of the Council
3. 2. 2021 – publication of Guidelines amending Guidelines EBA/GL/2020/02 on legislative and non-legislative moratoria on loan repayments applied in the light of the COVID-19 crisis (EBA/GL/2020/15, external link); consolidated version updated as of 2. 12. 2020 (external link);
3. 2. 2021 – the European Banking Authority (EBA) published on its web pages in January 2021 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 15. 1. 2021: QA 5516, QA 5224, QA 5135, QA 5115, QA 4315, QA 4235 and QA 4135 (regarding PSD2 - Strong customer authentication and common and secure communication, incl. access), QA 4501 (regarding Large exposures) and QA 4867 (regarding Credit risk); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
15. 1. 2021 – publication of EBA Guidelines on the specification and disclosure of systemic importance indicators (EBA/GL/2020/14, external link)
15. 1. 2021 – publication of EBA Guidelines on the appropriate subsets of sectoral exposures to which competent or designated authorities may apply a systemic risk buffer in accordance with Article 133(5)(f) of Directive 2013/36/EU (EBA/GL2020/13, external link)
5. 1. 2021 – the European Banking Authority (EBA) published on its web pages in December 2020 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 4. 12. 2020: QA 5129 (regarding Own funds), QA 4381 and QA 4378 (regarding Market risk), QA 3737 (regarding Large exposures), QA 5190, QA 5167, QA 5159, QA 5157, QA 5156, QA 5155, QA 5154, QA 5152, QA 5151, QA 5142, QA 5082, QA 5061, QA 5058, QA 4744, QA 4892 and QA 3502 (regarding Supervisory reporting) and QA 4598 (regarding Credit risk) and on 11. 12. 2020: QA 4745 (regarding Credit risk); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
4. 1. 2021 – Commission Delegated Regulation (EU) 2020/2176 (external link) of 12 November 2020 amending Delegated Regulation (EU) No 241/2014 as regards the deduction of software assets from Common Equity Tier 1 items
23. 12. 2020 – publication of the CNB Official Information of 21 December 2020 (pdf, 203 kB, available in Czech only) on the performance of the activities of banks and credit unions – disclosure of information (No 27/2020 CNB Bull.), amending Annex No. 2 to the CNB Official Information No. 9/2018 CNB Bull.; as amended by the CNB Official Information No 12/2018 CNB Bull. and the CNB Official Information No 5/2020 CNB Bull.
18. 12. 2020 – EIOPA published Brexit Consumer guide (external link) for those having a life insurance or a pension from the United Kingdom, in the context of the end of transition period (31. 12. 2020)
17. 12. 2020 – the amendment of the Act on Selected Measures against Legitimization of Proceeds of Crimes and Financing of Terrorism and some other acts Act No. 527/2020 Coll. (external link, available in Czech only) was published today in the Collection of laws. This amendment becomes effective as of the 15^th day following the day of its promulgation (with exception of several provisions mentioned in the text).
7. 12. 2020 – the European Banking Authority (EBA) published on its web pages in November 2020 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 13.11.2020: QA 4721 (regarding Credit risk), on 20.11.2020: QA 3621 (regarding Large exposures), QA 3969 (regarding Operational risk), QA 4782 (regarding Internal governance) and QA 4786 (regarding Liquidity risk) and on 27.11.2020: QA 5368 and QA 5339 (regarding Supervisory reporting); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
4. 12. 2020 – publication of Corrigendum to Regulation (EU) 2019/2033 (external link) of the European Parliament and of the Council of 27 November 2019 on the prudential requirements of investment firms and amending Regulations (EU) No 1093/2010, (EU) No 575/2013, (EU) No 600/2014 and (EU) No 806/2014
9. 11. 2020 – the European Banking Authority (EBA) published on its web pages in October 2020 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 23.10.2020: QA 5350, QA 5349 and QA 5348 (regarding AMLD – Third country policy) and on 9.10.2020: QA 4666 and QA 4012 (regarding Credit risk); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
19. 10. 2020 – publication of EBA Guidelines on the treatment of structural FX under Article 352(2) of Regulation (EU) No 575/2013 (EBA/GL/2020/09, external link)
14. 10. 2020 – publication of Corrigendum to Regulation (EU) 2019/630 (external link) of the European Parliament and of the Council of 17 April 2019 amending Regulation (EU) No 575/2013 as regards minimum loss coverage for nonperforming exposures
7. 10. 2020 – publication of EBA Guidelines on supervisory reporting and disclosure requirements in compliance with the CRR ‘quick fix’ in response to the COVID-19 pandemic (EBA/GL/2020/11, external link)
7. 10. 2020 – publication of EBA Guidelines amending Guidelines EBA/GL/2018/01 on uniform disclosures under Article 473a of Regulation (EU) No 575/2013 (CRR) on the transitional period for mitigating the impact of the introduction of IFRS 9 on own funds to ensure compliance with the CRR ‘quick fix’ in response to the COVID-19 pandemic (EBA/GL/2020/12, external link)
30. 9. 2020 – the European Banking Authority (EBA) published on its web pages in September 2020 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 4. 9. 2020: QA 4732, QA 5146, QA 5147 (regarding Own funds); on 11. 9. 2020: QA 4969 (regarding Supervisory reporting – Asset Encumbrance), QA 4818, QA 4821, QA 4879, QA 4893, QA 4907, QA 4908, QA 4998, QA 5012, QA 5028, QA 5036 (regarding Supervisory reporting - Liquidity), QA3335, QA 3353, QA 4746 (regarding Supervisory reporting – COREP) and QA 1057, QA 4847, QA 4894, QA 4943, QA 5005 (regarding Supervisory reporting – FINREP) and on 25. 9. 2020: QA 4752 (regarding PSD2 – Authorisation and registration), QA 5008 (regarding PSD2 – Fraud reporting) and QA 4560, QA 4651, QA 4783, QA 4800, QA 4875, QA 4910, QA 4937, QA 4984 (regarding PSD2 - Strong customer authentication and common and secure communication, incl. access); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
30. 9. 2020 – publication of Commission Notice relating to the interpretation of certain legal provisions of the revised bank resolution framework in reply to questions raised by Member States’ authorities 2020/C 321/01 (external link)
21. 9. 2020 – publication of consolidated text (external link) of Commission Delegated Regulation (EU) No 241/2014 of 7 January 2014 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards for Own Funds requirements for institutions
7. 9. 2020 – the European Banking Authority (EBA) published on its web pages in August 2020 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 7. 8. 2020: QA 3554 and QA 4431 (regarding Credit risk), QA 4705 (regarding Liquidity risk) and QA 4827 (regarding PSD2 - Strong customer authentication and common and secure communication, incl. access) and on 21. 8. 2020: QA 4680 (regarding Credit risk); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
4. 9. 2020 – publication of consolidated text (as of 26 June 2020, external link) of Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012
4. 9. 2020 – publication of Commission Delegated Regulation (EU) 2020/1224 (external link) of 16 October 2019 supplementing Regulation (EU) 2017/2402 of the European Parliament and of the Council with regard to regulatory technical standards specifying the information and the details of a securitisation to be made available by the originator, sponsor and SSPE
4. 9. 2020 – publication of Commission Implementing Regulation (EU) 2020/1225 (external link) of 29 October 2019 laying down implementing technical standards with regard to the format and standardised templates for making available the information and details of a securitisation by the originator, sponsor and SSPE
4. 9. 2020 – publication of Commission Delegated Regulation (EU) 2020/1226 (external link) of 12 November 2019 supplementing Regulation (EU) 2017/2402 of the European Parliament and of the Council and laying down regulatory technical standards specifying the information to be provided in accordance with the STS notification requirements
4. 9. 2020 – publication of Commission Implementing Regulation (EU) 2020/1227 (external link) of 12 November 2019 laying down implementing technical standards with regard to templates for the provision of information in accordance with the STS notification requirements
4. 9. 2020 – publication of Commission Implementing Regulation (EU) 2020/1228 (external link) of 29 November 2019 laying down implementing technical standards with regard to the format of applications for registration as a securitisation repository or for extension of a registration of a trade repository pursuant to Regulation (EU) 2017/2402 of the European Parliament and of the Council
4. 9. 2020 – publication of Commission Delegated Regulation (EU) 2020/1229 (external link) of 29 November 2019 supplementing Regulation (EU) 2017/2402 of the European Parliament and of the Council with regard to regulatory technical standards on securitisation repository operational standards for data collection, aggregation, comparison, access and verification of completeness and consistency
4. 9. 2020 – publication of Commission Delegated Regulation (EU) 2020/1230 (external link) of 29 November 2019 supplementing Regulation (EU) 2017/2402 of the European Parliament and of the Council with regard to regulatory technical standards specifying the details of the application for registration of a securitisation repository and the details of the simplified application for an extension of registration of a trade repository
25. 8. 2020 – publication of EBA Guidelines on loan origination and monitoring (EBA/GL/2020/06, external link)
11. 8. 2020 – publication of EBA Guidelines on credit risk mitigation for institutions applying the IRB approach with own estimates of LGDs (EBA/GL/2020/05, external link)
11. 8. 2020 – publication of EBA Guidelines on harmonised definitions and templates for funding plans of credit institutions under Recommendation A4 of ESRB/2012/2 (EBA/GL/2019/05, external link)
5. 8. 2020– the European Banking Authority (EBA) published on its web pages in July 2020 its explanation regarding financial market regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 17. 7. 2020: QA 4209, QA 4535, QA 4574, QA 4581, QA 4611 and QA 4749 (regarding Supervisory reporting), on 24. 7. 2020: QA 1868 (regarding Supervisory reporting), QA 3375 and QA 3650 (regarding Credit risk), QA 3304 (regarding Accounting and auditing), QA 4532 and QA 4702 (regarding PSD2 – Strong customer authentication and common and secure communication, incl. access), QA 4399, QA 4703, QA 4866, QA 5039, QA 5041, QA 5042, QA 5043, QA 5044, QA 5046, QA 5056 and QA 5070 (regarding PSD2 – Fraud reporting) and on 31. 7. 2020: QA 3126 (regarding Operational risk), QA 4542 (regarding PSD2 – Monetary amount of the professional indemnity insurance) and QA 4590 (regarding Credit risk); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
5. 8. 2020 – publication of the CNB Official Information of 3 August 2020 (pdf, 502 kB, available in Czech only) on the performance of the activities of banks – disclosure of exposures subject to measures applied in response to the COVID-19 crisis
4. 8. 2020 – publication of EBA Guidelines on the determination of the weighted average maturity (WAM) of the contractual payments due under the tranche in accordance with point (a) of Article 257(1) of Regulation (EU) No 575/2013 (EBA/GL/2020/04, external link)
30. 7. 2020 – publication of data, which the competent authorities of Member States are obliged to disclose pursuant to Directive 2013/36/EC (external link) of the European Parliament and of the Council and Commission Implementing Regulation (EU) No 650/2014 (external link) as amended by Commission Implementing Regulation (EU) 2019/912 (external link)
27. 7. 2020 – publication of EBA Guidelines on reporting and disclosure of exposures subject to measures applied in response to the COVID-19 crisis (EBA/GL/2020/07, external link)
20. 7. 2020 – publication of reference to database of Questions & Answers of the European Banking Authority (EBA) (Single Rulebook Q&A – external link) on the CNB website in the section of Consumer protection and consumer credit – Questions and Answers
8. 7. 2020 – publication of CNB Official Information of 8 July 2020 (pdf, 320 kB) – Recommendation on the management of risks associated with the provision of retail loans secured by residential property
7. 7. 2020 – the European Banking Authority (EBA) published on its web pages in May 2020 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 19. 6. 2020: QA 4621, QA 4156, QA 4015 (regarding Supervisory reporting – FINREP), QA 4637, QA 4564, QA 4480, QA 4826, QA 4662 (regarding Strong customer authentication and common and secure communication (incl. access)), QA 4650 (regarding Central register of the EBA), QA 4371 (regarding Authorisation and registration); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link); since June 2020, the EBA has expanded the scope of its Q&A process and tool to enable the submission of questions on Directive (EU) 2015/849 (AMLD) and Directive 2008/48/EC (CCD).
3. 7. 2020 – publication of Guidelines amending Guidelines EBA/GL/2020/02 on legislative and non-legislative moratoria on loan repayments applied in the light of the COVID-19 crisis (EBA/GL/2020/08, external link); consolidated version as of 25 June 2020
3. 7. 2020 – Corrigendum to Directive (EU) 2019/878 (external link) of the European Parliament and of the Council of 20 May 2019 amending Directive 2013/36/EU as regards exempted entities, financial holding companies, mixed financial holding companies, remuneration, supervisory measures and powers and capital conservation measures
29. 6. 2020 – publication of Regulation (EU) 2020/873 (external link) of the European Parliament and of the Council of 24 June 2020 amending Regulations (EU) No 575/2013 and (EU) 2019/876 as regards certain adjustments in response to the COVID-19 pandemic
29. 6. 2020 – publication of Commission Delegated Regulation (EU) 2020/866 (external link) of 28 May 2020 amending Delegated Regulation (EU) 2016/101 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards for prudent valuation under Article 105(14) of Regulation (EU) No 575/2013
29. 6. 2 020 – publication of Corrigendum (external link) to Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC
17. 6. 2020 – publication of EBA Guidelines on the equivalence of confidentiality regimes (EBA/GL/2020/03, external link)
3. 6. 2020 – the European Banking Authority (EBA) published on its web pages in May 2020 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) - on 29. 5. 2020: QA 5133 (regarding PSD2 Strong customer authentication and common and secure communication (incl. access)), on 15. 5. 2020: QA 3822, QA 4477, QA 4731 (regarding Own funds), QA 4805 (regarding large exposures), QA 4085 (regarding Supervisory reporting) and QA 4237 (regarding PSD2 Strong customer authentication and common and secure communication (incl. access)), on 8. 5. 2020: QA 3955, QA 4285 (regarding Liquidity risk)), QA 4142 (regarding Market risk), QA 4323 and QA 4324 (regarding Securitisation and Covered Bonds), QA 4765 (regarding Credit risk), QA 3561, QA 4256, QA 4434, QA 4563, QA 4591, QA 4612, QA 4616, QA 4640, QA 4727, QA 4778, QA 4803 and QA 4804 (regarding Supervisory reporting), QA 2907 (regarding DGSD Rights of depositors) and QA 4474 (regarding Other topics - 2% threshold in template C.09.04); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
20. 5. 2020 – publication of English translation of Official Information No 14/2020 CNB Bull. of 14 April 2020 (pdf, 390 kB) and full wording (working material, pdf, 420 kB) of the Official Information of 1 March 2018 regarding the calculation of the risk weights for determination of contributions to the Deposit Insurance Fund as amended by Official Information No 5/2019 Bull. CNB, of 5 March 2019, and Official Information No 14/2020 CNB Bull., of 14 April 2020.
11. 5. 2020 – publication of EBA Guidelines on legislative and non-legislative moratoria on loan repayments applied in the light of the COVID-19 crisis (EBA/GL/2020/02, external link)
4. 5. 2020 – publication of values of the parameters necessary for calculation of contributions to the Deposit Insurance Fund in 2020 (annual contribution rate CR = 0.045%, adjustment coefficient µ = 174.327%)
20. 4. 2020 – publication of the Official Information of the CNB of 14 April 2020 (pdf, 463 kB, available in Czech only) regarding the calculation of the risk weights for determination of contributions to the Deposit Insurance Fund, amending Annex 2 of the CNB Official Information No 7/2018 CNB Bull.
16. 4. 2020 – publication of information on the Submission and publication of the 2019 annual report by domestic insurance companies, reinsurance companies and pension management companies
14. 4. 2020 – publication of Guidelines on fraud reporting under the Payment Service Directive 2 (PSD 2) (EBA/GL/2018/05, external link) as amended by EBA/GL/2020/01 (external link)
8. 4. 2020 – publication of information on the CNB's approach to disclosure of information pursuant to Regulation (EU) No 575/2013 and Decree No 163/2014 Coll. in the light of COVID-19 (available in Czech only)
7. 4. 2020 – Commission Implementing Regulation (EU) 2020/429 (external link) of 14 February 2020 amending Implementing Regulation (EU) No 680/2014 laying down implementing technical standards with regard to supervisory reporting of institutions according to Regulation (EU) No 575/2013 of the European Parliament and of the Council
4. 3. 2020 – publication of the CNB Official Information of 20 February 2020 (pdf, 298 kB, available in Czech only) on the performance of the activities of banks and credit unions – disclosure of information, amending Annex No 2: Templates for disclosure as per the Regulation; Annex No 2 (xlsx, 887 kB, available in Czech only) – applicable for data until 31 December 2019; for data from 1 January 2020, the amended Annex 2 – comprehensive version (xlsx, 936 kB, available in Czech only) shall be used
4. 3. 2020 – publication of the CNB Official Information of 20 February 2020 (pdf, 298 kB, available in Czech only) on the performance of the activities of banks and credit unions – disclosure of information
3. 2. 2020 – publication of Commission Implementing Regulation (EU) 2020/125 of 29 January 2020 (pdf, 506 kB, external link) amending Implementing Regulation (EU) No 945/2014 laying down implementing technical standards with regard to relevant appropriately diversified indices in accordance with Regulation (EU) No 575/2013 of the European Parliament and of the Council
16. 1. 2020 – publication of Questions and answers on the PRIIPs KID
3. 1. 2020 – the European Banking Authority (EBA) published on its web pages in December 2019 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 13. 12. 2019: QA 3689, QA 3688, QA 3681, QA 3619, QA 3530, QA 3475, QA 3370, QA 3361, QA 2700, QA 2573, QA 2217, QA 2215, QA 2190, QA 2170, QA 2146, QA 2143, QA 2141, QA 2140, QA 2086, QA 2056, QA 1880, QA 1879, QA 1844, QA 1841, QA 1839, QA 1838, QA 1804, QA 1749, QA 1666, QA 1661, QA 1464 and QA 925 (regarding Supervisory reporting) and QA 3663 (regarding Other topics – definition of an investment firm) and on 6. 12. 2019: QA 4260 (regarding Other topics – definition of local firm); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
3. 1. 2020 – publication of Regulation (EU) 2019/2160 (external link) of the European Parliament and of the Council of 27 November 2019 amending Regulation (EU) No 575/2013 as regards exposures in the form of covered bonds
3. 1. 2020 – publication of Commission Implementing Decision (EU) 2019/2166 (external link) of 16 December 2019 amending Implementing Decision 2014/908/EU as regards the inclusion of Serbia and South Korea in the lists of third countries and territories whose supervisory and regulatory requirements are considered equivalent for the purposes of the treatment of exposures in accordance with Regulation (EU) No 575/2013 of the European Parliament and of the Council
2. 1. 2020 – publication of updated list of CET1 instruments (external link)
17. 12. 2019 – publication of translation of the Official Information of the Czech National Bank of 27 November 2019 (pdf, 225 kB) on the performance of the activities of banks and credit unions – individual valuation of immovable property collaterals for non-performing exposures
17. 12. 2019 – publication of Commission Implementing Regulation (EU) 2019/2091 of 28 November 2019 (pdf, 511 kB, external link) amending Implementing Regulation (EU) 2015/2197 with regard to closely correlated currencies in accordance with Regulation (EU) No 575/2013 of the European Parliament and of the Council
13. 12. 2019 – publication of CNB Official Information of 13 December 2019 (pdf, 418 kB) – Recommendation on the management of risks associated with the provision of retail loans secured by residential property
6. 12. 2019 – publication of Regulation (EU) 2019/2033 of the European Parliament and of the Council (external link) of 27 November 2019 on the prudential requirements of investment firms and Directive (EU) 2019/2034 of the European Parliament and of the Council (external link) of 27 November 2019 on the prudential supervision of investment firms
5. 12. 2019 – publication of CNB Official Information of 27 November 2019 (pdf, 197 kB, available in Czech only) on the performance of the activities of banks and credit unions – individual valuation of immovable property collateral protecting non-performing exposure
4. 12. 2019 – published Commission Implementing Regulation (EU) 2019/2028 (external link) of 29 November 2019 amending Implementing Regulation (EU) 2016/1799 as regards the mapping tables specifying the correspondence between the credit risk assessments of external credit assessment institutions and the credit quality steps set out in Regulation (EU) No 575/2013 of the European Parliament and of the Council
2. 12. 2019 – the European Banking Authority (EBA) published on its web pages in November 2019 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 29. 11. 2019: QA 3137, QA 4021 and QA 4458 (regarding Market risk), on 22. 11. 2019: QA 3835 (regarding Supervisory reporting), on 15. 11. 2019: QA 4465 (regarding Securitisation and Covered Bonds), QA 4302 (regarding Own funds), QA 3628 (regarding Leverage ratio), QA 4300 (regarding Credit risk) and QA 4448 (regarding Other topics - Guidelines on the management of interest rate risk arising from non-trading activities) and on 8. 11. 2019: QA 3567 (regarding Own funds) and QA 4044 (regarding Strong customer authentication and common and secure communication (incl. access); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
11. 11. 2019 – publication of Comission Delegated Regulation (EU) 2019/1851 of 28 May 2019 supplementing Regulation (EU) 2017/2402 of the European Parliament and of the Council (external link) with regard to regulatory technical standards on the homogeneity of the underlying exposures in securitisation
11. 11. 2019 – the European Banking Authority (EBA) published on its web pages in October 2019 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 11. 10. 2019: QA 3553 (regarding Supervisory reporting), QA 4823, QA 4242, QA 4241, QA 4227, QA 4225, QA 4182, QA 4036 and QA 4034(regarding Strong customer authentication and common and secure communication, incl. access) and QA 3739 (regarding Other topics - Location of the obligor for the calculation of the countercyclical capital buffer) and on 4. 10. 2019: QA 3578, QA 3747, QA 3603, QA3601, QA 3590, QA 3504, QA 3486, QA 3477, QA 3476, QA 3463, QA 3431, QA 3410, QA 3390, QA 3374, QA 3307, QA 3301, QA 3032, QA 2926, QA 2820, QA 2793, QA 2789, QA 2754, QA 2678, QA 2670, QA 2659, QA 2546, QA 2492, QA 3320, QA 3072, QA 2270, QA 2474, QA 2450, QA 2429, QA 2378, QA 2300, QA 2284, QA 2269, QA 2231, QA 2137, QA 1999; QA 1856, QA 1618, QA 1598, QA 1530 and QA 1327 (regarding Supervisory reporting); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
8. 10. 2019 – publication of Information for domestic clients of UK credit institutions operating in the Czech Republic
8. 10. 2019 – publication of Information for domestic clients of UK financial institutions other than credit institutions and insurance companies operating in the Czech Republic
8. 10. 2019 – publication of Notice for financial institutions other than credit institutions and insurance companies from the United Kingdom operating in the Czech Republic
8. 10. 2019 – publication of Notice for credit institutions from the United Kingdom operating in the Czech Republic
3. 10. 2019 – the European Banking Authority (EBA) published on its web pages in September 2019 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 6. 9. 2019 – QA 4550, QA 4549, QA 4318, QA 4282, QA 4193, QA 4072, QA 3962 and QA 3950 (regarding Supervisory reporting), QA 4181 (regarding Other topics – the Implementation of the electronic communications exclusion), QA 4233 and QA 4030 (regarding Strong customer authentication and common and secure communication (incl. access) and on 13. 9. 2019 – QA 4098 (regarding Authorisation and registration), QA 3548 (regarding Supervisory reporting) and QA 4368 (regarding Provisions applicable to all securitisations); henceforward, the EBA will publish also explanations regarding Regulation (EU) 2017/2402 laying down a general framework for securitisation and creating a specific framework for simple, transparent and standardised securitisation.
30. 9. 2019 – publication of EBA Guidelines on outsourcing arrangements (EBA/GL/2019/02, external link)
16. 9. 2019 – publication of Information for clients of insurance companies from the United Kingdom operating in the Czech Republic
16. 9. 2019 – publication of Notice for insurance companies from the United Kingdom operating in the Czech Republic
4. 9. 2019 – the European Banking Authority (EBA) published on its web pages in August 2019 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 9.8. 2019: QA 4391 (regarding Accounting and auditing) and QA 4047, QA 4057, QA 4230, QA 4661 and QA 4681 (regarding Strong customer authentication and common and secure communication (incl. access)); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
23. 8. 2019 – publication of EBA Guidelines for the estimation of LGD appropriate for an economic downturn (‘Downturn LGD estimation’) (EBA/GL/2019/03, external link)
30. 7. 2019 – publication of consolidated version of Regulation (EU) No 575/2013 (external link) of the European Parliament and of the Council on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012, as amended by Regulation (EU) 2019/876 (external link) of the European Parliament and the Council (consolidated version as of 27 June 2019; does not include amendments effective after that date)
30. 7. 2019 – publication of updated list of Clist of CET1 instrument
30. 7. 2019 – the European Banking Authority (EBA) published on its web pages in July 2019 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 12 July 2019: QA 2368, QA 4189, QA 4208, QA 4276 and QA 4537 (regarding Supervisory reporting), on 19 July 2019: QA 4231 (regarding Security measures for operational and security risks), QA 4055 and QA 4042 (regarding Strong customer authentication and common and secure communication, incl. access), QA 3832 (regarding Credit risk), QA 3931 (regarding Accounting and auditing) and QA 4025 (regarding Securitisation and Covered Bonds), on 26 July 2019: QA 3376, QA 3576 and QA 4207 (regarding Credit risk) and QA 2412, QA 3069, QA 3150, QA 3191, QA 3197, QA 3221, QA 3222, QA 4291, QA 4292, QA 4293, QA 4428 and QA 4459 (regarding Supervisory reporting); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
30. 7. 2019 – publication of data, which the competent authorities of Member States are obliged to disclose pursuant to Directive 2013/36/EC (external link) of the European Parliament and of the Council and Commission Implementing Regulation (EU) No 650/2014 (external link) as amended by Commission Implementing Regulation (EU) 2019/912 (external link)
2 .7. 2019 – the European Banking Authority (EBA) published on its web pages in June 2019 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link): QA 4679 (regarding Central register of the EBA), QA 3574, QA 3594, QA 3943, QA 4116, QA 4217, QA 4335, QA 4336, QA 4355, QA 4372, QA 4408 and QA 4464 (regarding Supervisory reporting), QA 4045, QA 4060, QA 4127, QA 4138, QA 4040, QA 4664, QA 4601, QA 4400, QA 4413 and QA 4693 (regarding Strong customer authentication and common and secure communication (incl. access)), QA 4253 (regarding MREL) and QA 4220 and QA 4586 (regarding Other topics – calculation of countercyclical capital buffer rates and Regulation on strong customer authentication and secure communication); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
7. 6. 2019 – publication of Regulation (EU) 2019/876 (external link) of the European Parliament and of the Council of 20 May 2019 amending Regulation (EU) No 575/2013 as regards the leverage ratio, the net stable funding ratio, requirements for own funds and eligible liabilities, counterparty credit risk, market risk, exposures to central counterparties, exposures to collective investment undertakings, large exposures, reporting and disclosure requirements, and Regulation (EU) No 648/2012
7. 6. 2019 – publication of Directive (EU) 2019/878 (external link) of the European Parliament and of the Council of 20 May 2019 amending Directive 2013/36/EU as regards exempted entities, financial holding companies, mixed financial holding companies, remuneration, supervisory measures and powers and capital conservation measures
7. 6. 2019 - publication of Commission Implementing Regulation (EU) 2019/912 (external link) of 28 May 2019 amending Implementing Regulation (EU) No 650/2014 laying down implementing technical standards with regard to the format, structure, contents list and annual publication date of the information to be disclosed by competent authorities in accordance with Directive 2013/36/EU of the European Parliament and of the Council
3. 6. 2019 – the European Banking Authority (EBA) published on its web pages in May 2019 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 3. 5. 2019: QA 3762 (regarding Other topics – Definition of a qualifying holding), on 10. 5. 2019 QA 3992 and QA 4164 (regarding Supervisory reporting), QA 4188 (regarding Strong customer authentication and common and secure communication (incl. access)) and on 24. 5. 2019 QA 4141 and QA 4375 (regarding Strong customer authentication and common and secure communication (incl. access)); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
21. 5. 2019 – publication of EBA Guidelines on management of non-performing and forborne exposures (EBA/GL/2018/06, external link)
21. 5. 2019 – publication of EBA Guidelines on disclosure of non-performing and forborne exposures (EBA/GL/2018/10, external link)
21. 5. 2019 – publication of EBA Guidelines on the STS criteria for ABCP securitisation (EBA/GL/2018/08, external link)
21. 5. 2019 – publication of EBA Guidelines on the STS criteria for non-ABCP securitisation (EBA/GL/2018/09, external link)
21. 5. 2019 – publication of EBA Guidelines on specification of types of exposures to be associated with high risk under Article 128(3) of Regulation (EU) No 575/2013 (EBA/GL/2019/01, external link)
20. 5. 2019 – publication of Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012 – consolidated version as of 1 January 2019 (external link, does not include later amendments)
9. 5. 2019 – the European Banking Authority (EBA) published on its web pages in April 2019 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 12. 4. 2019: QA 3898, QA 3941, QA 3975, QA 4258, QA 4259, QA 4346, (regarding Supervisory reporting), QA 4158 (regarding Internal governance) and QA 4163, QA 4439 (regarding Strong customer authentication and common and secure communication, incl. access), on 26. 4. 2019: QA 4286 (regarding Internal governance), QA 4432, QA 4507, QA 4630, QA 4429 (regarding Strong customer authentication and common and secure communication, incl. access) and QA 4638 (regarding Other topics - PSD2); the EBA interactive tool has been updated with the inclusion of the Mortgage Credit Directive; it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
6. 5. 2019 – publication of the parameters necessary for calculation of the contributions to the Deposit Guarantee Fund in 2019 (annual contribution rate CR = 0.045% and adjustment coefficient µ = 203.452%; coefficient mae has not been determined for 2019)
29. 4. 2019 – publication of Regulation (EU) 2019/630 of the European Parliament and of the Council (external link) of 17 April 2019 amending Regulation (EU) No 575/2013 as regards minimum loss coverage for non-performing exposures
2. 4. 2019 – the European Banking Authority (EBA) published on its web pages in March 2019 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 1. 3. 2019: QA 3517, QA 3753 and QA 3765 (regarding Credit risk), QA 4031, QA 4058, QA 4131 and QA 4404 (regarding Strong customer authentication and common and secure communication), on 8. 3. 2019: QA 4360 (regarding Strong customer authentication and common and secure communication), on 15. 3. 2019: QA 3794, QA 3970, QA 3991, QA 4005, QA 4009, QA 4066 and QA 4146 (regarding Supervisory reporting), on 22. 3. 2019: QA 3756 (regarding Leverage ratio), QA 3806 and QA 4262 (regarding Securitisation and Covered Bonds), QA 4140 (regarding Strong customer authentication and secure communication) and QA 4269 (regarding Own funds) and on 29. 3. 2019: QA 3934, QA 4091, QA 4092, QA 4093, QA 4263 and QA 4271 (regarding Supervisory reporting), QA 4328 (regarding Credit risk) and QA 4609 (regarding Strong customer authentication and secure communication); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
2. 4. 2019 – publication of Commission Implementing Decision (EU) 2019/536 (external link) of 29 March 2019 amending Implementing Decision 2014/908/EU as regards the lists of third countries and territories whose supervisory and regulatory requirements are considered equivalent for the purposes of the treatment of exposures in accordance with Regulation (EU) No 575/2013 of the European Parliament and of the Council
2. 4. 2019 – publication of Commission Implementing Regulation (EU) 2019/439 (external link) of 15 February 2019 amending Implementing Regulation (EU) 2016/2070 as regards benchmark portfolios, reporting templates and reporting instructions to be applied in the Union for the reporting referred to in Article 78(2) of Directive 2013/36/EU of the European Parliament and of the Council
25. 3. 2019 – publication of full wording of the CNB Official Information of 1 March 2018 (pdf, 364 kB) regarding the calculation of the risk weights for determination of contributions to the Deposit Insurance Fund, as amended by CNB Official Information of 5 March 2019 (pdf, 207 kB) (available in Czech only);
12. 3. 2019 – publication of the Official Information of the CNB of 5 March 2019 (pdf, 207 kB) (available in Czech only) regarding the calculation of the risk weights for determination of contributions to the Deposit Insurance Fund, updating the CNB Official Information No 7/2018 Bull. CNB, and updated CNB Approach to the calculation of contributions to the Deposit Guarantee Fund
5. 3. 2019 – Uveřejněno Nařízení Komise v přenesené pravomoci (EU) 2019/348 (externí odkaz) ze dne 25. října 2018, kterým se doplňuje směrnice Evropského parlamentu a Rady 2014/59/EU, pokud jde o regulační technické normy upřesňující kritéria pro posouzení dopadu selhání instituce na finanční trhy, na jiné instituce a na podmínky financování
4. 3. 2019 – the European Banking Authority (EBA) published on its web pages in February 2019 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 1. 2. 2019: QA 4244, QA 4245, QA 4247, QA 4250 and QA 4252 (regarding Supervisory reporting), on 8. 2. 2019: QA 4053, QA 4071, QA 4266 and QA 4366 (regarding Strong customer authentication and common and secure communication), QA 2585 and QA 3730 (regarding Liquidity risk), on 15. 2. 2019: QA 3836 (regarding Transparency and Pilla 3) and QA 3995 (regarding Accounting and auditing) and on 22. 2. 2019: QA 4359 (regarding Strong customer authentication and common and secure communication) and QA 3912, QA 3947 and QA 3887 (regarding Supervisory reporting); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
4. 2. 2019 – the European Banking Authority (EBA) published on its web pages in January 2019 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 11.1.2019: QA 1297 (regarding Credit risk), QA 3141 (regarding Securitisation and covered bonds), QA 1203, QA 1169, QA 3591, QA 3792, QA 3793, QA 3842, QA 3897, QA 3963 and QA 4064 (regarding Supervisory reporting), QA 4038 (regarding strong customer authentication and common and secure communication) and QA 4123 (regarding Other topics - explicit consent required by the ASPSP – pozn.: Account servicing payment service providers), on 18. 1. 2019: QA 4027 (regarding remuneration), QA 3426 (regarding Credit risk), QA 3726 and QA 4148 (regarding Liquidity risk), QA 3956 (regarding internatl governance), QA 3821 and QA 3823 (regarding own funds) and QA 4274 (regarding securitisations and covered bonds), on 25. 1. 2019: QA 4128 and QA 4188 (regarding strong customer authentication and common and secure communication) and QA 4081 (regarding Other topics – names and surnames associated with payment accounts be displayed through the API - pozn.: Application Programming Interface); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
4. 2. 2019 – publication of an updated list of closely correlated currencies (external link) published on 30 January 2019
30. 1. 2019 – publication of English translation of Decree No. 2/2019 Coll. (pdf, 100 kB) on records of covered blocks
23. 1. 2019 – publication of an updated summary (as of 1 January 2019) of the legal rules, decrees and current official information of the Czech National Bank applying to branches of foreign banks operating under the single licence regime.
2. 1. 2019 – publication of the List of Financial Conglomerates (external link) as of 31 October 2018 on the EBA website.
2. 1. 2019 – the European Banking Authority (EBA) published on its web pages in December 2018 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 7. 12. 2018: QA 4032 (regarding Strong customer authentication and common and secure communication (incl. access), on 14.12.2018: QA 4172, QA 4239 and QA 4048 (regarding Strong customer authentication and common and secure communication (incl. access), QA 4176 (regarding Security measures for operational and security risks), QA 4144 (regarding Major incidents reporting) and QA 3716 (regarding Supervisory reporting) and on 21. 12. 2018: QA 4417 (regarding Own funds), QA 4068, QA 4043, QA 4120, QA 4210, QA 4238 and QA 4309 (regarding Strong customer authentication and common and secure communication (incl. access)), QA 3279 and QA 3649 (regarding Credit risk) and QA 3665 (regarding Large exposures); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link).
10.12. 2018 – the European Banking Authority (EBA) published on its web pages in November 2018 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 9. 11.2018: QA 4177 (regarding Strong customer authentication and common and secure communication), QA 3884, QA 3774, QA 3763, QA 3618 and QA 3527 (regarding Reporting) and QA 1962 (regarding Liquidity risk) and on 23. 11. 2018: QA 3815 (regarding Remuneration) and QA 3772 (regarding Operational risk); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
19. 11. 2018 – publication of Guidelines on the management of interest rate risk arising from non-trading book activities (EBA/GL/2018/02, external link) and Guidelines on institutions’ stress testing (EBA/GL/2018/04, external link)
19. 11. 2018 – publication of Commission Delegated Regulation (EU) 2018/1620 (external link) of 13 July 2018 amending Delegated Regulation (EU) 2015/61 to supplement Regulation (EU) No 575/2013 of the European Parliament and the Council with regard to liquidity coverage requirement for credit institutions
15. 11. 2018 – publication of Commission Implementing Regulation (EU) 2018/1627 (external link) of 9 October 2018 amending Implementing Regulation (EU) No 680/2014 as regards prudent valuation for supervisory reporting
7. 11. 2018 – publication of Commission Implementing Regulation (EU) 2018/1624 (external link) of 23 October 2018 laying down implementing technical standards with regard to procedures and standard forms and templates for the provision of information for the purposes of resolution plans for credit institutions and investment firms pursuant to Directive 2014/59/EU of the European Parliament and of the Council, and repealing Commission Implementing Regulation (EU) 2016/1066
2. 11. 2018 – the European Banking Authority (EBA) published on its web pages in October 2018 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 5. 10. 2018 QA 3932 (regarding Own funds), QA 3858, QA 3820, QA 3814, QA 3788, QA 3787, QA 3723, QA 3670, QA 3058, QA 2633 and QA 2125 (regarding Reporting) and QA 4090, QA 4049, QA 4041 and QA 4039 (regarding customer authentication and communication), on 19. 10. 2018: QA 4089 (regarding customer authentication and communication) and on 26.10.2018: QA 4155, QA 4153, QA 4152, QA 4089, QA 4076, QA 4065, QA 4052, QA 4049, QA 4035 and QA 4033 (regarding customer authentication and communication) and QA 2191 (regarding Recovery and Resolution); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
23. 10. 2018 – publication of Commission Implementing Regulation (EU) 2018/1580 (external link) of 19 October 2018 amending Implementing Regulation (EU) 2015/2197 laying down implementing technical standards with regard to closely correlated currencies in accordance with Regulation (EU) No 575/2013 of the European Parliament and of the Council
1. 10. 2018 – the European Banking Authority (EBA) published on its web pages in September 2018 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 21. 9. 2018: QA 3270 and QA 3173 (regarding Credit risk) and QA 4056 (regarding communication); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
25. 9. 2018 – publication of English translations of Measures of a general nature (on materiality thresholds for past due exposures for banks and credit unions, on materiality thresholds for past due exposures for investment firms, on exemption of exposures in the form of obligatory minimum reserves from the large exposure limit, on adjustment of limits on selected large exposures for banks and credit unions and on adjustment of limits on selected large exposures for investment firms)
27. 8. 2018 – ESMA to renew prohibition on binary options for a further three months (pdf, 149 kB)
27. 8. 2018 – the European Banking Authority (EBA) published on its web pages in August 2018 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 3. 8. 2018: QA 3422 and QA 3330 (regarding Credit risk), QA 3781 and QA 3783 (regarding Own funds), QA 3741 and QA 3745 (regarding Liquidity risk) and QA 4113 (regarding Accounting and auditing) and on 24. 8. 2018 QA 3784 (regarding Own funds)
10. 8. 2018 – publication of translation of the CNB Approach to the calculation of contributions to the Deposit Guarantee Fund
31. 7. 2018 – the European Banking Authority (EBA) published on its web pages in July 2018 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 19. 7. 2018: QA 3848 (regarding Reporting) and on 27. 7. 2018: QA3770, QA 3754, QA 3748, QA 3592 a QA 3596 (regarding Reporting) and QA 3738 (regarding other topic – SCV file test); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
27. 7. 2017 – publication of data, which the competent authorities of Member States are obliged to disclose pursuant to Directive 2013/36/EC of the European Parliament and of the Council and Commission Implementing Regulation (EU) No 650/2014. Together with the data for 2017, update of statistical data for 2015 and 2016 was disclosed (resulting from the change in the approach to aggregation of the sector consolidated data, where in case of the data for financial holdings in which non-bank members of the group carry on significant cross-border activities, individual-level data for banks that are part of the financial holding are included in the consolidated banking sector).
24. 7. 2018 – publication of an updated List of Common Equity Tier 1 instruments (external link)
9. 7. 2018 – publication of Commission Delegated Regulation (EU) 2018/959 (external link) of 14 March 2018 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards of the specification of the assessment methodology under which competent authorities permit institutions to use Advanced Measurement Approaches for operational risk
2. 7. 2018 – the European Banking Authority (EBA) published on its web pages in June 2018 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 8. 6. 2018: QA 3366 and QA 3057 (regarding Credit risk), QA 3953 and QA 3952 (regarding Accounting and auditing), on 15. 6. 2018: QA 2568 and QA 3255 (regarding reporting) and on 22. 6. 2018: QA 3675 (regarding Own funds); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link); henceforward, the EBA will publish also explanations regarding Directive (EU) 2015/2366, on payment services (PSD2)
20. 6. 2018 – publication of Official Information of the CNB of 14 June 2018 (pdf, 412 kB, available in Czech only) on the performance of the activities of banks, credit unions and investment firms – disclosure of information, amending Official Information of the CNB No 9/2018 CNB Bull. (pdf, 151 kB, available in Czech only)
18. 6. 2018 – publication of EBA lists (external link) and ESMA Registers (external link), including List of regulated markets, multilateral and organised trading facilities and systematic internalisers (external link) pursuant to Article 2(2) and (3) of Act No. 256/2004 Coll., as amended
12. 6. 2018 – publication of Official Information of the Czech national bank of 12 June 2018 (pdf, 315 kB) – Recommendation on the management of risks associated with the provision of retail loans secured by residential property
5. 6. 2018 – publication of Commission Implementing Regulation (EU) 2018/815 (external link) of 1 June 2018 on the extension of the transitional periods related to own funds requirements for exposures to central counterparties set out in Regulations (EU) No 575/2013 and (EU) No 648/2012 of the European Parliament and of the Council
1. 6. 2018 – the European Banking Authority (EBA) published on its web pages in May 2018 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 25 May 2018: QA 3927, QA 3926, QA 3925, QA 3924, QA 3923, QA 3664 (regarding Accounting and auditing), QA 3589 (regarding Remuneration), QA 3357 (regarding Liquidity risk), QA 3610, QA 3609 (regarding Securitisation and covered bonds) and QA 3225 (regarding Own funds) and on 18 May 2018: QA 3705, QA 3709, QA 3724, QA 3682 (regarding Reporting); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&As on the EBA web pages (external link)
28. 5. 2018 – publication of EBA and ESMA Guidelines on the assessment of the suitability of members of the management body and key function holders (EBA/GL/2017/12, pdf, 566 kB) and Annex (xlsx, 82 kB)
28. 5. 2018 – publication of EBA Guidelines on internal governance under Directive 2013/36/EU (EBA/GL/2017/11, external link)
21. 5. 2018 – publication of Commission Delegated Regulation (EU) 2018/728 (external link) of 24 January 2018 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards for procedures for excluding transactions with non-financial counterparties established in a third country from the own funds requirement for credit valuation adjustment risk
15. 5. 2018 – publication of EBA Guidelines on credit institutions´ credit risk management practices and accounting for expected credit losses (external link)
7. 5. 2018 – publication of an updated CNB Approach to the calculation of contributions to the Deposit Guarantee Fund and parameters necessary for calculation of the contributions in 2018 (annual contribution rate CR = 0.045% and adjustment coefficient µ = 209.080%; coefficient mae has not been determined for 2018)
30. 4. 2018 – the European Banking Authority (EBA) published on its web pages its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 6 April 2018: QA 3672, QA 3661, QA 3669, QA 3623, QA 3692, QA 3680, QA 3691, QA 3718, QA 3653 and QA 3627 (regarding Supervisory reporting), QA 3673 (regarding Accounting and auditing), QA 3757 (regarding Recovery and Resolution) and QA 3559 (regarding Market risk); on 13 April 2018: QA 2003 (regarding SREP and Pillar 2) and on 27 April 2018: QA 2303, QA 912 and QA 3598 (regarding Liquidity risk) and QA 3568, QA 3636, QA 3587 and QA 3521 (regarding Own funds); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
26. 4. 2018 – publication of Commission Implementing Regulation (EU) 2018/634 (external link) of 24 April 2018 amending Implementing Regulation (EU) 2016/1799 as regards the mapping tables specifying the correspondence between the credit risk assessments of external credit assessment institutions and the credit quality steps set out in Regulation (EU) No 575/2013 of the European Parliament and of the Council
19. 4. 2018 – publication of translation of the Official Information of the Czech National Bank of 28 March 2018 (pdf, 135 kB) on the performance of the activities of banks, credit unions and investment firms – disclosure of information
12. 4. 2018 – publication of a List of correlated currencies (external link) – as updated on 10 April 2018
5. 4. 2018 – publication of Joint Guidelines under Article 25 of Regulation (EU) 2015/847 on the measures payment service providers should take to detect missing or incomplete information on the payer or the payee, and the procedures they should put in place to manage a transfer of funds lacking the required information (JC/GL/2017/16, external link)
4. 4. 2018 – the European Banking Authority (EBA) published on its web pages its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link) – on 23 March 2018: QA 3613 regarding reporting (Market risk benchmarking – specification of portfolio 15); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
4. 4. 2018 – publication of Table of Application (xlsx, 62 kB, available in Czech only) regarding the Official Information of the Czech National Bank of 28 March 2018 on the performance of the activities of banks, credit unions and investment firms – disclosure of information
3. 4. 2018 – publication of EBA Guidelines on PD estimation, LGD estimation and the treatment of defaulted exposures (external link)
3. 4. 2018 – publication of EBA Guidelines on uniform disclosures under Article 473a of Regulation (EU) No 575/2013 as regards the transitional period for mitigating the impact of the introduction of IFRS 9 on own funds (external link)
3. 4. 2018 – publication of EBA Guidelines on the security measures for operational and security risks of payment services under Directive (EU) 2015/2366 (PSD2) (external link)
3. 4. 2018 – publication of Official Information of the Czech National Bank of 28 March 2018 (pdf, 151 kB, available in Czech only) on the performance of the activities of banks, credit unions and investment firms – disclosure of information
22. 3. 2018 – publication of English translation of the Official Information of 1 March 2018 (pdf, 364 kB) regarding the calculation of the risk weights for determination of contributions to the Deposit Insurance Fund and the CNB Approach to the calculation of contributions to the Deposit Guarantee Fund
19. 3. 2018 – publication of Commission Delegated Regulation (EU) 2018/405 (external link) of 21 November 2017 correcting certain language versions of Regulation (EU) No 575/2013 of the European Parliament and of the Council on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012
19. 3. 2018 – the European Banking Authority (EBA) published on its web pages on 16 March 2018 its explanation regarding prudential regulation within the framework of the Questions and answers of the Commission and the EBA (Single Rulebook Q&A) (external link); it is possible to subscribe to direct EBA alerts containing more detailed specification of the new Q&A on the EBA web pages (external link)
13. 3. 2018 – European supervisory authorities issued joint Consumer Warning on the Risks of Virtual Currencies (external link)
7. 3. 2018 – publication of Official Information of 1 March 2018 (pdf, 485 kB, available in Czech only) of the Czech National Bank regarding the method for calculating risk weights for the purposes of setting contributions to the Deposit Insurance Fund and updated methodology
26. 2. 2018 – publication of Joint Guidelines under Articles 17 and 18(4) of Directive (EU) 2015/849 on simplified and enhanced customer due diligence and the factors credit and financial institutions should consider when assessing the money laundering and terrorist financing risk associated with individual business relationships and occasional transactions (JC/GL/2017/37, external link)
13. 2. 2018 – publication of Guidelines on connected clients under Article 4(1)(39) of Regulation (EU) No 575/2013 (EBA/GL/2017/15, external link)
7. 2. 2018 – publication of Commission Delegated Regulation (EU) 2018/171 (external link) of 19 October 2017 on supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards for the materiality threshold for credit obligations past due
7. 2. 2018 – publication of Recommendation on the coverage of entities in a group recovery plan (EBA/REC/2017/02, external link)
26. 1. 2018 – publication of Guidelines on procedures for complaints of alleged infringements of Directive (EU) 2015/2366 (PSD2) (EBA/GL/2017/13, external link)
15. 1. 2018 – publication of Guidelines on major incident reporting under Directive (EU) 2015/2366 (PSD2) (EBA/GL/2017/10, external link)
5. 1. 2018 – publication of Regulation (EU) 2017/2402 of the European Parliament and of the Council (external link) of 12 December 2017 laying down a general framework for securitisation and creating a specific framework for simple, transparent and standardised securitisation, and amending Directives 2009/65/EC, 2009/138/EC and 2011/61/EU and Regulations (EC) No 1060/2009 and (EU) No 648/2012
3. 1. 2018 – publication of English translation of Decree No. 424/2017 Coll. (pdf, 208 kB) on reporting duties of some entities operating on the capital market
2. 1. 2018 – publication of Regulation (EU) 2017/2401 (external link) of the European Parliament and of the Council of 12 December 2017 amending Regulation (EU) No 575/2013 on prudential requirements for credit institutions and investment firms
2. 1. 2018 – publication of Regulation (EU) 2017/2395 (external link) of the European Parliament and of the Council of 12 December 2017 amending Regulation (EU) No 575/2013 as regards transitional arrangements for mitigating the impact of the introduction of IFRS 9 on own funds and for the large exposures treatment of certain public sector exposures denominated in the domestic currency of any Member State
27. 12. 2017 – publication of Commission Delegated Regulation (EU) 2017/2295 (external link) of 4 September 2017 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards for disclosure of encumbered and unencumbered assets
15. 12. 2017 – publication of NPL templates (external link) for providing comparable and standardised data on NPLs
11. 12. 2017 – publication of Decree No. 392/2017 Coll. (pdf, 324 kB), amending Decree No. 163/2014 Coll., on the performance of the activities of banks, credit unions and investment firms
8. 12. 2017 – publication of Commission Implementing Regulation (EU) 2017/2241 (external link) of 6 December 2017 on the extension of the transitional periods related to own funds requirements for exposures to central counterparties set out in Regulations (EU) No 575/2013 and (EU) No 648/2012 of the European Parliament and of the Council
8. 12. 2017 – publication of Commission Implementing Regulation (EU) 2017/2114 (external link) of 9 November 2017 amending Implementing Regulation (EU) No 680/2014 as regards templates and instructions
4. 12. 2017 – publication of Guidelines on ICT Risk Assessment under the Supervisory Review and Evaluation process (SREP) (EBA/GL/2017/05, external link)
27. 11. 2017 – publication of Commission Delegated Regulation (EU) 2017/2188 (external link) of 11 August 2017 amending Regulation (EU) No 575/2013 of the European Parliament and of the Council as regards the waiver on own funds requirements for certain covered bonds
22. 11. 2017 – publication of Official Information of 13 November 2017 (pdf, 100 kB, available in Czech only) repealing certain pieces of official information of the Czech National Bank regarding the prudential rules for banks, credit unions, investment firms and insurance and reinsurance companies
20. 11. 2017 – publication of an updated List of Common Equity Tier 1 instruments (external link) for the purposes of Regulation (EU) No. 575/2013
10. 11. 2017 – publication of Joint Guidelines on the characteristics of a risk-based approach to anti-money laundering and terrorist financing supervision, and the steps to be taken when conducting supervision on a risk-sensitive basis – The Risk-Based Supervision Guidelines (JC/GL/2017/17, ESAs/2016/72, external link)
9. 10. 2017 – publication of EBA Guidelines on the criteria on how to stipulate the minimum monetary amount of the professional indemnity insurance or other comparable guarantee under Article 5(4) of Directive (EU) 2015/2366 (EBA/GL/2017/08, external link)
5. 9. 2017 – publication of Joint Guidelines on the prudential assessment of acquisitions and increases of qualifying holdings in the financial sector (JC/GL/2016/01, external link)
22. 8. 2017 – publication of Commission Implementing Regulation (EU) 2017/1443 (external link) of 29 June 2017 amending Implementing Regulation (EU) No 680/2014 laying down implementing technical standards with regards to supervisory reporting of institutions according to Regulation (EU) No 575/2013 of the European Parliament and of the Council
14. 8. 2017 – publication in EU Official Journal of Regulation (EU) 2017/1469 (external link) laying down a standardised presentation format for the insurance product information document
31. 7. 2017 – publication of data, which the competent authorities of Member States are obliged to disclose pursuant to Directive 2013/36/EC (external link) of the European Parliament and of the Council and Commission Implementing Regulation (EU) No 650/2014 (external link).
10. 7. 2017 - publication of Commission Delegated Regulation (EU) 2017/1230 (external link) of 31 May 2017 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards further specifying the additional objective criteria for the application of a preferential liquidity outflow or inflow rate for cross-border undrawn credit or liquidity facilities within a group or an institutional protection scheme
13. 6. 2017 – publication of Recommendation on the management of risks associated with the provision of retail loans secured by residential property – Official information of the Czech National Bank of 13 June 2017 (pdf, 62 kB)
8. 6. 2017 – publication of Commission Implementing Regulation (EU) 2017/954 (external link) of 6 June 2017 on the extension of the transitional periods related to own funds requirements for exposures to central counterparties set out in Regulations (EU) No 575/2013 and (EU) No 648/2012 of the European Parliament and of the Council
30. 5. 2017 – publication of EBA Guidelines on LCR disclosure (EBA/GL/2017/01, external link)
26. 5. 2017 – publication of FAQ Marketing of investment in the Czech Republic in EU alternative investment funds (pdf, 264 kB)
24. 5. 2017 – publication of List of Common Equity Tier 1 instruments (external link) by virtue of Regulation (EU) No 575/2013 – Q2 2017 update
2. 5. 2017 – publication of annual contribution rate (CR) for contributions to the Deposit Insurance Fund for 2017 in the value of 0.045 % and adjustment coefficient (µ) for 2017 in the value of 2.06100 (note: the relevant amount of funds in the Deposit Insurance Fund is greater than 0.8 % of the covered deposits of all credit institutions; therefore, the ´mae´coefficient is not determined for 2017)
24. 4. 2017 – publication of List of Financial Conglomerates (external link)
19. 4. 2017 – publication of EBA Guidelines on ICAAP and ILAAP information collected for SREP purposes (EBA/GL/2016/10, external link)
5. 4. 2017 – publication of EBA Guidelines on disclosure requirements under Part Eight of Regulation (EU) No 575/2013 (EBA/GL/2016/11, external link)
31. 3. 2017 – publication of Commission Implementing Regulation (EU) 2017/461 (external link) of 16 March 2017 laying down implementing technical standards with regard to common procedures, forms and templates for the consultation process between the relevant competent authorities for proposed acquisitions of qualifying holdings in credit institutions as referred to in Article 24 of Directive 2013/36/EU of the European Parliament and of the Council
16. 3. 2017 – publication of EBA Guidelines on the application of the definition of default under Article 178 of Regulation (EU) No 575/2013 (EBA/GL/2016/07, external link)
15. 3. 2017 – publication of EBA Guidelines on implicit support for securitisation transactions (EBA/GL/2016/08, external link)
15. 3. 2017 – publication of Guidelines on corrections to modified duration for debt instruments under Article 340(3) of Regulation (EU) 575/2013 (EBA/GL/2016/09, external link)
13. 2. 2017 – publication of Commission Delegated Regulation (EU) 2017/208 (external link) of 31 October 2016 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards for additional liquidity outflows corresponding to collateral needs resulting from the impact of an adverse market scenario on an institution's derivatives transactions
8. 2. 2017 – publication of English translation of Official Information of 20 January 2017 (pdf, 347 kB) regarding calculation of the risk weights for determination of contributions to the Deposit Insurance Fund and amended CNB Approach to the calculation of contributions to the Deposit Guarantee Fund (pdf, 226 kB)
3. 2. 2017 – publication of Commission Delegated Regulation (EU) 2017/180 (external link) of 24 October 2016 supplementing Directive 2013/36/EU of the European Parliament and of the Council with regard to regulatory technical standards for benchmarking portfolio assessment standards and assessment-sharing procedures
26. 1. 2017 – publication of Corrigendum to Regulation (EU) No 575/2013 (external link) of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012
25. 1. 2017 – publication of Official Information of 26 January 2016 (pdf, 218 kB, available in Czech only) regarding calculation of the risk weights for determination of contributions to the Deposit Insurance Fund and amended CNB Approach to the calculation of contributions to the Deposit Guarantee Fund
16. 1. 2017 – publication of Commission Delegated Regulation (EU) 2017/72 (external link) of 23 September 2016 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards specifying conditions for data waiver permissions
3. 1. 2017 – publication of Commission Implementing Decision (EU) 2016/2358 (external link) of 20 December 2016 amending Implementing Decision 2014/908/EU as regards the lists of third countries and territories whose supervisory and regulatory requirements are considered equivalent for the purposes of the treatment of exposures according to Regulation (EU) No 575/2013 of the European Parliament and of the Council
22. 12. 2016 – publication of Commission Implementing Regulation (EU) 2016/2227 (external link) of 9 December 2016 on the extension of the transitional periods related to own funds requirements for exposures to central counterparties set out in Regulations (EU) No 575/2013 and (EU) No 648/2012 of the European Parliament and of the Council
8. 12. 2016 – publication of Commission Implementing Regulation (EU) 2016/2070 (external link) of 14 September 2016 laying down implementing technical standards for templates, definitions and IT-solutions to be used by institutions when reporting to the European Banking Authority and to competent authorities in accordance with Article 78(2) of Directive 2013/36/EU of the European Parliament and of the Council
24. 10. 2016 – publication of Commission Delegated Regulation (EU) 2016/1712 (external link) of 7 June 2016 supplementing Directive 2014/59/EU of the European Parliament and of the Council establishing a framework for the recovery and resolution of credit institutions and investment firms with regard to regulatory technical standards specifying a minimum set of the information on financial contracts that should be contained in the detailed records and the circumstances in which the requirement should be imposed
24. 10. 2016 – publication of Commission Implementing Regulation (EU) 2016/1801 (external link) of 11 October 2016 on laying down implementing technical standards with regard to the mapping of credit assessments of external credit assessment institutions for securitisation in accordance with Regulation (EU) No 575/2013 of the European Parliament and of the Council
24. 10. 2016 – publication of Commission Implementing Regulation (EU) 2016/1799 (external link) of 7 October 2016 laying down implementing technical standards with regard to the mapping of credit assessments of external credit assessment institutions for credit risk in accordance with Articles 136(1) and 136(3) of Regulation (EU) No 575/2013 of the European Parliament and of the Council