Banking sector

The CNB applies two approaches when stress testing the banking sector. In the top-down macro approach, the CNB performs the tests itself on the basis of the data it has on the banking sector. It uses the results of the macro stress tests to assess macroprudential aspects of the capital position and liquidity of the banking sector under stress and publishes them twice a year in the Financial Stability Report. In the bottom-up micro approach, the relevant bank conducts the test on the basis of its own data using the methodology and scenarios set by the CNB. The CNB then evaluates the micro stress test results, uses them in the process of supervisory review of the capital requirements for banks and publishes them as separate reports on this page. The banking sector currently undergoes:

Current stress testing methodology

Stress test results of banks

Supervisory stress test results of selected banks