Bank Lending Survey

The Bank Lending Survey provides information on the Czech bank credit market obtained by the CNB in a survey conducted four times a year. It sums up where credit standards and terms and conditions for approving loans are heading and how demand for loans among households and corporations is changing. The survey also covers credit market developments expected by commercial banks in the months ahead.

October 2023
Credit standards for loans to corporations were unchanged in 2023 Q3, while easing for loans for house purchase and further tightening for consumer credit. Demand for loans increased, albeit to varying degrees across the segments of the credit market. Following a protracted slowdown in the mortgage market, households’ demand for housing loans has risen for the second consecutive quarter. The perceived demand for consumer credit also increased again. Corporations’ demand for loans increased as well, though significantly less broadly. Details (pdf, 1,5 MB).