Bank Lending Survey
The Bank Lending Survey provides information on the Czech bank credit market obtained by the CNB in a survey conducted four times a year. It sums up where credit standards and terms and conditions for approving loans are heading and how demand for loans among households and corporations is changing. The survey also covers credit market developments expected by commercial banks in the months ahead.
BLS
July 2024In 2024 2Q, non-financial corporations’ demand for loans as perceived by banks fell, albeit in only a small section of the market. Banks still regard the level of domestic interest rates as a factor dampening corporations’ demand for loans. Banks did not change credit standards or conditions for loans to non-financial corporations. Households’ demand for housing loans and consumer credit grew almost across the board for the fourth quarter in a row. Details (pdf, 1.3 MB).