Bank Lending Survey

The Bank Lending Survey provides information on the Czech bank credit market obtained by the CNB in a survey conducted four times a year. It sums up where credit standards and terms and conditions for approving loans are heading and how demand for loans among households and corporations is changing. The survey also covers credit market developments expected by commercial banks in the months ahead.

July 2023
Banks’ credit standards and lending conditions for loans to non-financial corporations were unchanged in 2023 Q2. Corporate demand for loans as perceived by banks declined further. However, households’ demand for loans for house purchase picked up. Banks expect demand for housing loans to rise further in Q3. Demand for consumer credit also increased. Part of the banking market tightened credit standards for housing loans and consumer credit in Q2. Details (pdf, 1,4 MB).