Bank Lending Survey
The Bank Lending Survey provides information on the Czech bank credit market obtained by the CNB in a survey conducted four times a year. It sums up where credit standards and terms and conditions for approving loans are heading and how demand for loans among households and corporations is changing. The survey also covers credit market developments expected by commercial banks in the months ahead.
BLS
July 2026In 2026 Q2 demand for loans to households for both housing and consumption increased, as did demand for loans to firms. For firms, the growth in demand reflected the need to finance fixed investment, corporate acquisitions and working capital. For households, the growth in demand for consumer loans was driven by financing of durable goods and lower offered rates. Credit standards for housing loans were tightened across the board as a result of the implementation of the CNB Recommendation. Details (pdf, 1 MB).