Bank Lending Survey
The Bank Lending Survey provides information on the Czech bank credit market obtained by the CNB in a survey conducted four times a year. It sums up where credit standards and terms and conditions for approving loans are heading and how demand for loans among households and corporations is changing. The survey also covers credit market developments expected by commercial banks in the months ahead.
BLS
October 2026Credit standards for loans to corporations and households remained unchanged in 2026 Q3. Corporate demand for loans continued to grow due to financing of working capital, fixed investment and mergers and acquisitions, with the level of interest rates also making a positive contribution. Demand for housing loans declined following the previous period of record new lending, which had been driven by the tightening of criteria for investment mortgages and expectations of rising interest rates. By contrast, the still favourable level of interest rates on consumer credit and the financing of expenditure on durable goods contributed to a further increase in demand in this credit market segment. Details (pdf, 1 MB).