Payment institutions,electronic money institutions, small-scale payment service providers and small-scale electronic issuers
The regulations in the area of payment system institutions apply – to varying extents – to entities that are authorised or registered to perform the activities of payment institutions, electronic money institutions, electronic money issuers or small-scale payment service providers. Some of these institutions are subject to similar regulation as banks and credit unions. Banks and credit unions may also provide payment services under conditions stipulated in the act regulating the activities of banks or credit unions. Regulation of payments is a separate topic and is not covered by this page.
Further practical information, for example regarding licensing and approval proceedings and the information duty to the CNB, is available on separate pages.
- Laws and regulations
(An overview of laws and implementing regulations relating to the given financial sector. Also contains directly binding EU regulations where issued in the given sector).
- Acts and directly binding EU regulations
- Methodological and interpretative documents
(An overview of current official information, opinions and replies relating to acts and regulations of the given financial sector).
- Official information
- Answers to enquiries
- Other documents
- Consultation documents and proposals
(Newly prepared documents which the CNB publishes for discussion or to provide information to financial market participants).
The CNB is not currently in the process of publishing any consultation documents or draft regulations in this area.
The above-mentioned legal rules are for information only. The sole authentic wording of legal rules is the version published in the Collection of Laws or in the CNB Bulletin.