Banking statistics

March 2026

Commentary on the main indicators

The total assets of the Czech banking sector stood at CZK 11,887 billion at the end of March 2026, up by CZK 127 billion month on month. In year-on-year terms, they increased by CZK 802 billion. Loans to residents are the predominant asset item. Their volume reached CZK 8,000 billion. Deposits of residents, which are the most important item among banking sector liabilities, totalled CZK 7,905 billion.

Chart 1 – Assets of the banking sector (CZK  billions)

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Source: ARAD data series system

Chart 2 – Liabilities of the banking sector (CZK  billions)

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Source: ARAD data series system

The volume of loans to resident households amounted to CZK 2,639 billion in March and increased by 1.0% (CZK 27 billion) month on month. As regards the breakdown of these loans by purpose, the largest share consists of loans for house purchase, which account for 77% of the total volume of loans to households. Their volume reached CZK 2,028 billion in March, up by 0.8% (CZK 17 billion) month on month. The volume of non-performing loans stood at CZK 32.5 billion, down by CZK 0.1 billion month on month. Its share in total loans was unchanged at 1.2%.

Chart 3 – Loans to resident households by purpose (CZK  billions) and the share of non-performing loans (%) 

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The volume of loans to resident non-financial corporations amounted to CZK 1,552 billion in March, up by 0.7% (CZK 11 billion) month on month. In terms of original maturity, long-term loans remain dominant, accounting for 55% of the total volume. Their value rose by CZK 10 billion month on month in March, reaching CZK 848 billion. Medium-term loans also recorded growth, with their volume rising by CZK 5 billion to CZK 388 billion. By contrast, short-term loans decreased by CZK 3 billion to CZK 317 billion. The volume of non-performing loans fell by CZK 1.1 billion to CZK 35.0 billion. However, their share in total loans was unchanged at 2.3%.

Chart 4 – Loans to resident non-financial corporations by original maturity (CZK  billions) and the share of non-performing loans (%)

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Source: ARAD data series system

Notes

  • In March 2026, the banking statistics in the Czech Republic were compiled from the source statistics of 42 banks and foreign bank branches active in the Czech Republic (excluding the CNB).