Laws and regulations

Acts and directly binding EU regulations

• Act No 21/1992 Coll. (pdf, 652 kB), on Banks – version valid until 2014; version in force is available in Czech only
• Act No 87/1995 Coll. (external link) on Credit Unions – version valid until 2011; version in force is available in Czech only 
• Act No 96/1993 Coll. (external link, available in Czech only) on Building Savings
• Act No 300/2016 Coll. (external link, available in Czech only) on the Central Register of Accounts
• Regulation (EU) No 575/2013 of the European Parliament and of the Council on prudential requirements for credit institutions and investment firms (CRR) and related delegated and implementing acts
• Commission Delegated Regulations supplementing Directive (EU) No 2013/36/EU (CRD IV)
• Commission Delegated Regulations supplementing Directive (EU) No 2014/65/EU (MiFID II)
• Commission Delegated Regulation (EU) 2022/1288 (external link) of 6 April 2022 supplementing Regulation (EU) 2019/2088 of the European Parliament and of the Council with regard to regulatory technical standards specifying the details of the content and presentation of the information in relation to the principle of ‘do no significant harm’, specifying the content, methodologies and presentation of information in relation to sustainability indicators and adverse sustainability impacts, and the content and presentation of the information in relation to the promotion of environmental or social characteristics and sustainable investment objectives in precontractual documents, on websites and in periodic reports
  • Corrigendum to Commission Delegated Regulation (EU) 2022/1288 (external link) of 6 April 2022 supplementing Regulation (EU) 2019/2088 of the European Parliament and of the Council with regard to regulatory technical standards specifying the details of the content and presentation of the information in relation to the principle of ‘do no significant harm’, specifying the content, methodologies and presentation of information in relation to sustainability indicators and adverse sustainability impacts, and the content and presentation of the information in relation to the promotion of environmental or social characteristics and sustainable investment objectives in pre-contractual documents, on websites and in periodic reports (as of 12 January 2023)
  • Corrigendum to Commission Delegated Regulation (EU) 2022/1288 (external link) of 6 April 2022 supplementing Regulation (EU) 2019/2088 of the European Parliament and of the Council with regard to regulatory technical standards specifying the details of the content and presentation of the information in relation to the principle of ‘do no significant harm’, specifying the content, methodologies and presentation of information in relation to sustainability indicators and adverse sustainability impacts, and the content and presentation of the information in relation to the promotion of environmental or social characteristics and sustainable investment objectives in pre-contractual documents, on websites and in periodic reports (as of 27 December 2022)
• Regulation (EU) 2020/852 (external link) of the European Parliament and of the Council of 18 June 2020 on the establishment of a framework to facilitate sustainable investment, and amending Regulation (EU) 2019/2088
  • Commission Delegated Regulation (EU) 2021/2178 (external link) of 6 July 2021 supplementing Regulation (EU) 2020/852 of the European Parliament and of the Council by specifying the content and presentation of information to be disclosed by undertakings subject to Articles 19a or 29a of Directive 2013/34/EU concerning environmentally sustainable economic activities, and specifying the methodology to comply with that disclosure obligation
  • Commission Delegated Regulation (EU) 2021/2139 (external link) of 4 June 2021 supplementing Regulation (EU) 2020/852 of the European Parliament and of the Council by establishing the technical screening criteria for determining the conditions under which an economic activity qualifies as contributing substantially to climate change mitigation or climate change adaptation and for determining whether that economic activity causes no significant harm to any of the other environmental objectives
• Regulation (EU) 2019/1238 of the European Parliament and of the Council on a pan-European Personal Pension Product (PEPP) (external link)
  • Commission implementing regulation (EU) 2021/897 of 4 March 2021 (external link), laying down implementing technical standards for the application of Regulation (EU) 2019/1238 of the European Parliament and of the Council with regard to the format of supervisory reporting to the competent authorities and the cooperation and exchange of information between competent authorities and with the European Insurance and Occupational Pensions Authority (Text with EEA relevance.)
  • Commission delegated regulation (EU) 2021/896 of 24 February 2021 (external link), supplementing Regulation (EU) 2019/1238 of the European Parliament and of the Council with regard to additional information for the purposes of the convergence of supervisory reporting (Text with EEA relevance.)
  • Commission delegated regulation (EU) 2021/895 of 24 February 2021 (external link), supplementing Regulation (EU) 2019/1238 of the European Parliament and of the Council with regard to product intervention (Text with EEA relevance.)
  • Comission delegated regulation (EU) 2021/473 of 18 December 2020 (external link), supplementing Regulation (EU) 2019/1238 of the European Parliament and of the Council with regard to regulatory technical standards specifying the requirements on information documents, on the costs and fees included in the cost cap and on risk-mitigation techniques for the pan-European Personal Pension Product (Text with EEA relevance.)

Regulations applicable to payments

Rules for branches of foreign banks operating under the single licence regime

 

CNB Decrees

• Performance of the activity and prudential rules
• Decree No. 209/2021 Coll. (pdf, 206 kB) on the remuneration and reimbursement of cash expenditures of liquidators of banks and credit unions, as amended by Decree No. 118/2022 Coll.  (comprehensive version as of 29 May 2022 – working material)
• Decree No. 399/2021 Coll. (pdf, 344 kB) on credit ratios
• Decree No. 355/2020 Coll. (pdf 612 kB) on applications and certain information pursuant to the Act on Banks and the Act on Credit Unions
• Decree No. 2/2019 Coll. on records of covered blocks, as amended (pdf, 144 kB) (as of 1 January 2023, for information purposes only)
  • Decree No. 252/2022 Coll. (pdf, 120 kB) amending Decree No. 2/2019 Coll., on records of covered blocks
  • Decree No. 2/2019 Coll. (pdf, 100 kB) on records of covered blocks
• Decree No. 12/2016 Coll. (pdf, 48 kB) on the depositor information template concerning the deposit guarantee scheme for the client
• Decree No. 273/2014 Coll. (pdf, 25 kB) on compiling and submitting information for the Czech National Bank database – the Central Credit Register by banks and foreign bank branches
• Decree No. 164/2014 Coll. (pdf, 290 kB, available in Czech only) on keeping records of the coverage of mortgage bonds and information duties of a mortgage bond issuer.
• Decree No. 474/2013 Coll. (pdf, 74 kB) on the remuneration of liquidators, forced administrators and insolvency administrators of some service providers on the capital market and on the reimbursement of their cash expenditures
• Decree No. 426/2013 Coll. (pdf, 180 kB, available in Czech only) (as of 1 June 2020 – working material)
  • Decree No. 326/2019 Coll. (pdf, 65 kB, available in Czech only), amending Decree No. 426/2013 Sb., on reporting of on reporting of credit unions to the Czech National Bank. The Decree is effective as of 1 June 2020.
  • Decree No. 426/2013 Coll. (pdf, 648 kB, available in Czech only), on reporting of credit unions to the Czech National Bank
  • Decree No. 310/2014 Coll. (pdf, 445 kB, available in Czech only), amending Decree No. 426/2013 Sb., on reporting of credit unions to the Czech National Bank.
  • Decree No. 301/2015 Coll. (pdf, 327 kB, available in Czech only), amending Decree No. 426/2013 Sb., on reporting of credit unions to the Czech National Bank. The Decree is effective as of 1 January 2016
• Decree No. 346/2013 Coll. (pdf, 244 kB, available in Czech only) (as of 1 June 2020 – working material, comprehensive version)
  
  • Decree No. 325/2019 Coll. (pdf, 65 kB, available in Czech only), amending Decree No. 346/2013 Sb., on reporting of banks and foreign bank branches to the Czech National Bank. The Decree is effective as of 1 June 2020.
  • Decree No. 346/2013 Coll. (pdf, 1,1 MB, available in Czech only), on reporting of banks and foreign bank branches to the Czech National Bank – effective as of 1 January 2014
  • Decree No. 216/2014 Coll. (pdf, 329 kB, available in Czech only) amending Decree No. 346/2013 Coll., on reporting of banks and foreign bank branches to the Czech National Bank
  • Decree No. 300/2015 Coll. (pdf, 338 kB, available in Czech only) amending Decree No. 346/2013 Coll., on reporting of banks and foreign bank branches to the Czech National Bank. Decree is effective as of 1 January 2016
• Decree No. 341/2012 Coll. (pdf, 131 kB, available in Czech only), on scope of activity of a retirement fund depositary and participation fund depositary
• Decree No. 164/2002 (pdf, 67 kB) on the Conditions of Access to Information Contained in the Information Database of the Czech National Bank - the Central Credit Register as amended by Decree No. 292/2010 Coll.

CNB Provisions of a general nature

• Performance of the activity and prudential rules

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Note:
The above-mentioned legal rules are for information only. The sole authentic wording of legal rules is the version published in the Collection of Laws or in the CNB Bulletin.