Bank Lending Survey

The Bank Lending Survey provides information on the Czech bank credit market obtained by the CNB in a survey conducted four times a year. It sums up where credit standards and terms and conditions for approving loans are heading and how demand for loans among households and corporations is changing. The survey also covers credit market developments expected by commercial banks in the months ahead.

April 2024
Banks’ credit standards for loans to non-financial corporations were unchanged in 2024 Q1. Corporations’ demand for loans fell. This was due to still elevated interest rates, though less so than in the previous period. Credit standards for loans to households for house purchase eased. Demand for housing loans increased further, due mainly to expectations of increased activity on the residential market and a gradual decline in interest rates in the period ahead. Demand for consumer credit also rose. Details (pdf, 1.3 MB).