Determination of annual contributions
The annual contribution represents the sum of all the amounts institutions are required to contribute to the Resolution Fund in the particular year. This amount is determined by the CNB so as to ensure that the level of available financial means in the Resolution Fund reaches at least 1% of the amount of covered deposits (approximately CZK 42 billion). At the same time, the CNB expects the Resolution Fund’s available financial means to reach approximately CZK 43 billion at the end of 2026. In this context, taking into account the modelled development of covered deposits in the Czech economy and the expected rate of return on the Resolution Fund's existing financial means, the CNB assumes that it will not be necessary to set annual contributions to the Resolution Fund for institutions in 2027. The estimates are based on the data available to the CNB for the period ending on 30 June 2026 and consequently do not reflect the situation at the end of 2026. Therefore, should the growth rate of covered deposits in the Czech Republic change, an annual contribution to the Resolution Fund for 2027 may still be determined.
The CNB is obliged by law, after consulting the Financial Market Guarantee System, to publish the total annual contribution on a yearly basis in CNB Official Information. The amount of the total annual contribution to the Resolution Fund determined in line with Article 4 of the Regulation for individual periods is given in the table:
| Year | Amount of the total contribution (CZK) |
|---|---|
| 2026 | 956,579,204 |
| 2025 | 757,829,546 |
| 2024 | 2,683,803,214 |
| 2023 | 4,496,410,691 |
| 2022 | 5,034,974,388 |
| 2021 | 4,332,684,113 |
| 2020 | 3,763,175,596 |
| 2019 | 3,446,583,706 |
| 2018 | 3,111,476,234 |
| 2017 | 3,024,946,568 |
| 2016 | 2,958,854,930 |
The amount of the total annual contribution to the Resolution Fund is determined as
TAC = RFtarget – RFactual
where:
TAC – total annual contribution to the Resolution Fund
RFtarget – predicted target level of the Resolution Fund at the end of the contribution year
RFactual – current level of the Resolution Fund at the start of the contribution year