CNB Board decision on financial stability

The CNB Bank Board decided to leave the upper limit on the LTV ratio at 80% (90% for applicants under 36 years) and keep the upper DSTI and DTI limits deactivated. The CNB Bank Board decided to expand the applicability of the Recommendation on the management of risks to all consumer credit for housing.

The Bank Board also decided to reduce the countercyclical capital buffer (CCyB) rate to 1.25% with effect from 1 July 2024 and to set the systemic risk buffer (SyRB) rate at 0.5% with effect from 1 January 2025.