CNB Board decision on financial stability

The Czech financial sector is stable and resilient, according to the conclusions of the Czech National Bank (CNB) Bank Board’s financial stability meeting today. In particular, the Bank Board assessed domestic risks related to mortgage lending and the phase of the financial cycle at the meeting. The CNB is reacting to the risks associated with the provision of investment mortgages by recommending that lenders apply a more cautious LTV (70%) and DTI (7) with effect from 1 April 2026.