Minimum required reserves
The minimum reserves are liquid resources of commercial banks obligatorily deposited on accounts with the CNB. The level of the minimum reserves is set by the central bank. The reserve requirement corresponds to a pre-specified amount of liquid funds based on the amount of the commercial bank’s primary liabilities to (or deposits from) non-banks whose maturity does not exceed 2 years. Currently, minimum required reserves are not remunerated.
CNB decrees
-
Decree No. 323/2024 Coll. (pdf, 106 kB) amending Decree No. 253/2013 Coll., stipulating the terms and conditions for creating minimum reserves
- Decree No. 253/2013 Coll. (pdf, 19 kB), stipulating the terms and conditions for creating minimum reserves
- Decree No. 253/2013 Coll., stipulating the terms and conditions for creating minimum reserves as amended by Decree No. 323/2024 Coll. (comprehensive version as of 1 January 2025 – working material, pdf 116 kB)
CNB official information
- Official information of the Czech national bank of 31 October 2025 (pdf, 160 kB) regarding Articles 23, 24 and 25 of Act No. 6/1993 Coll., on the Czech National Bank, as amended, and regarding Decree No. 253/2013 Coll., stipulating the terms and conditions for creating minimum reserves, as amended by Decree No. 323/2024 Coll.
| Maintenance period | Statement for the calculation of minimum required reserves as of |
|---|---|
| 1 Jan 2026 – 4 Feb 2026 | 30 Nov 2025 |
| 5 Feb 2026 – 4 Mar 2026 | 31 Dec 2025 |
| 5 Mar 2026 – 1 Apr 2026 | 31 Jan 2026 |
| 2 Apr 2026 – 6 May 2026 | 28 Feb 2026 |
| 7 May 2026 – 3 Jun 2026 | 31 Mar 2026 |
| 4 Jun 2026 – 1 Jul 2026 | 30 Apr 2026 |
| 2 Jul 2026 – 5 Aug 2026 | 31 May 2026 |
| 6 Aug 2026 – 2 Sep 2026 | 30 Jun 2026 |
| 3 Sep 2026 – 30 Sep 2026 | 31 Jul 2026 |
| 1 Oct 2026 – 4 Nov 2026 | 31 Aug 2026 |
| 5 Nov 2026 – 2 Dec 2026 | 30 Sep 2026 |
| 3 Dec 2026 – 6 Jan 2027 | 31 Oct 2026 |
| Maintenance period | Statement for the calculation of minimum required reserves as of |
|---|---|
| 7 Jan 2027 – 3 Feb 2027 | 30 Nov 2026 |
| 4 Feb 2027 – 3 Mar 2027 | 31 Dec 2026 |
| 4 Mar 2027 – 31 Mar 2027 | 31 Jan 2027 |
| 1 Apr 2027 – 5 May 2027 | 28 Feb 2027 |
| 6 May 2027 – 2 Jun 2027 | 31 Mar 2027 |
| 3 Jun 2027 – 30 Jun 2027 | 30 Apr 2027 |
| 1 Jul 2027 – 4 Aug 2027 | 31 May 2027 |
| 5 Aug 2027 – 1 Sep 2027 | 30 Jun 2027 |
| 2 Sep 2027 – 6 Oct 2027 | 31 Jul 2027 |
| 7 Oct 2027 – 3 Nov 2027 | 31 Aug 2027 |
| 4 Nov 2027 – 1 Dec 2027 | 30 Sep 2027 |
| 2 Dec 2027 – 5 Jan 2028 | 31 Oct 2027 |
Application for opening a payment system account with the Czech National Bank
330 – Cash and Payments Department
- Contact e-mail address
certis@cnb.cz
| Contact person | Phone | |
|---|---|---|
| Kateřina Petrašová | 224 413 675 | Katerina.Petrasova@cnb.cz |
| Bc. Jan Chotovinský | 224 418 128 | Jan.Chotovinsky@cnb.cz |
| Ing. Tomáš Kundrt | 705 586 574 | Tomas.Kundrt@cnb.cz |
| Ing. Lucie Paloncyová | 224 418 135 | Lucie.Paloncyova@cnb.cz |
Application for opening a cash withdrawal and deposit account with the Czech National Bank
330 – Cash and Payments Department
| Contact person | Phone | |
|---|---|---|
| Ing. Jana Bidlová | 224 412 703 | Jana.Bidlova@cnb.cz |
| Tomáš Pekárek | 224 413 897 | Tomas.Pekarek@cnb.cz |
Application for opening a special minimum reserves account with the Czech National Bank
220 – Budget and Accounting Department
- Contact e-mail address
uctybank@cnb.cz
| Contact person | Phone | |
|---|---|---|
| Ing. Daniela Bednaříková, LL.M. | 224 412 113 | Daniela.Bednarikova@cnb.cz |
| Miloslava Říhová | 224 412 827 | Miloslava.Rihova@cnb.cz |
| Marcela Soldátová | 224 413 013 | Marcela.Soldatova@cnb.cz |
Notification and revision of the required amount of minimum reserves
630 – Financial Markets Department
- Contact e-mail address
pmr.potvrzeni@cnb.cz
| Contact person | Phone | |
|---|---|---|
| Ing. Jana Staňková | 224 412 255 | Jana.Stankova@cnb.cz |
| Ing. Lucie Křížová | 224 412 310 | Lucie.Krizova@cnb.cz |
| Ing. Petr Milisderfer | 224 414 283 | Petr.Milisderfer@cnb.cz |
| Ing. Pavel Pokluda | 224 413 004 | Pavel.Pokluda@cnb.cz |