CNB Board decision on financial stability

The CNB Bank Board left the upper limits on the LTV ratio at 80% and 90% and deactivated the upper limit on the DTI ratio with effect from 1 January 2024.

The Bank Board also decided today to leave the countercyclical capital buffer (CCyB) rate at 2%.

Stress tests have demonstrated that the Czech financial sector remains resilient to adverse economic developments.

Statement and presentation:

Presentation (pdf, 685 kB)
Press release

Audio and video recordings of the press conference:

Audio (mp3, 38 MB, in Czech)
Video (mp4, 1,6 GB, in Czech)

Minutes of the Bank Board meeting:

Minutes 29 November 2023

Transcript and underlying documents:

Provision of a general nature of 29 November 2023, amending Provision of a general nature on setting upper limits on credit ratios No. I/2021 (pdf, 149 kB)