Zuzana Gric

Zuzana Gric is a Senior Researcher at the Czech National Bank and an Assistant Professor at Masaryk University in Brno. She holds a Ph.D. in Finance from Masaryk University in Brno and a Master’s degree in Finance, Financial Markets, and Banking from the Institute of Economic Studies at Charles University in Prague.  Her research focuses on financial stability, macroprudential policy,  and behavioural finance. She has contributed to the ECB's Household Finance and Consumption Network (HFCN), the ESCB research network ChaMP, and the International Banking Research Network (IBRN). She also serves as an Assistant Professor in the Department of Finance at the Faculty of Economics and Administration at Masaryk University in Brno.

• Foreign Currency Choice and Firm Performance
• Distributional Effects of Borrower-Based Macroprudential Measures
• Sentiment and the Non-Bank Sector

• Gric Z., Malovaná S., and D. Ehrenbergerová(2026): Who Is Less Likely to Get a Mortgage When Borrowing Limits Tighten? CNB Working Paper 10/2026, Czech National Bank.
• Gric Z., Janků J., and S. Malovaná (2026): Euroisation and the Bank Lending Channel of Monetary Policy: Evidence from Czechia. CNB Working Paper 7/2026, Czech National Bank.

• Gric Z., Janků J., and S. Malovaná (2026). What Drives Sectoral Differences in Currency Derivative Usage in a Small Open Economy? Evidence from Supervisory Data. Journal of Financial Services Research, https://link.springer.com/article/10.1007/s10693-026-00472-6.
• Malovaná S., Ehrenbergerová D., and Z. Gric (2026). What Do Economists Think About the Green Transition? Exploring the Impact of Environmental Awareness. Environment and Development Economics, https://doi.org/10.1017/S1355770X26100515.
• Malovaná S., Hodula M., Gric Z., and J. Bajzík (2025): Borrower-based macro-prudential measures and credit growth: How biased is the existing literature?. Journal of Economic Surveys, 39(1), 66–102.
• Malovaná S., Hodula M., Bajzík J., and Z. Gric (2024): Bank Capital, Lending and Regulation: A Meta-analysis. Journal of Economic Surveys, 38(3), 823–851.
• Malovaná S., Hodula M., and Z. Gric (2024): Researching the Research: A Central Banking Edition. International Journal of Central Banking, 20(1), 263–323.
• Gric Z., Bajzík J., and O. Badura (2023): Does sentiment affect stock returns? A meta-analysis across survey-based measures. International Review of Financial Analysis, 89, 102773.
• Malovaná S., Hodula M., Gric Z., and J. Bajzík (2023): Macroprudential policy in central banks: Integrated or separate? Survey among academics and central bankers. Journal of Financial Stability, 65, 101107.
• Cao, J., Dinger, V., Gómez, T., Gric, Z., Hodula, M., Jara, A., Juelsrud, R., Liaudinskas, K., Malovaná, S. and Terajima, Y. (2023). Monetary policy spillover to small open economies: Is the transmission different under low interest rates?. Journal of Financial Stability, 65, 101116.
• Gric, Z., Ehrenbergerova, D., & Hodula, M. (2022). The power of sentiment: Irrational beliefs of households and consumer loan dynamics. Journal of Financial Stability, 59, 100973.