CNB Board decision on financial stability

On the basis of new statutory powers, the CNB Bank Board has decided to set limits on credit ratios for the provision of mortgage loans. With effect from 1 April 2022, mortgage lenders will again be required to comply with DTI and DSTI limits. The CNB Bank Board also decided to increase the countercyclical capital buffer (CCyB) rate by 0.5 percentage point to 2% with effect from 1 January 2023. 

The Czech financial sector maintained high resilience to adverse shocks in 2021. The level of uncertainty regarding the future course of the pandemic and the economy remains high and requires great prudence in the management of balance sheets, risks and capital and in dividend policies.

Statement and presentation: