The Central Credit Register pools information on the credit commitments of legal entities and individual entrepreneurs .

Under Act No. 21/1992 on Banks, as amended (Article 38a)  (pdf, 192 kB), clients are entitled to know the information kept on them in the CCR database.

Clients should submit applications for extracts to the Czech National Bank using the forms designated for:

• Individual entrepreneurs (doc, 109 kB), (pdf, 434 kB)

• Legal entities (doc, 123 kB), (pdf, 442 kB)

The completed form should be addressed to:

Česká národní banka
Centrální registr úvěrů
Na Příkopě 28
115 03  Praha 1

The detailed conditions for submitting an application for an extract are set out in   Information for Debtors - Applicants for an Extract from the Central Credit Register (CCR)  (pdf, 124 kB).

The fee payable by the client for an extract containing CCR information is given in the  Schedule of Charges for the Financial and Business Services of the Czech National Bank (pdf, 21kB).  Payment must be made before the extract can be provided.

The Czech National Bank is responsible for making out extracts for the clients of banks and for the technical aspects of the processing and distribution of extracts to applicants.

The applicant should lodge any complaints about discrepancies between the content of the extract and the true situation directly with the bank that entered the information on the client into the CCR database and is responsible for the correctness of the information stored in the database.

The credit commitments of members of the public and individual entrepreneurs are recorded in the Banking Client Information Register operated by the Czech Banking Credit Bureau. In the case of an application for the provision and verification of a record in this register, the applicant should contact the Clients' centre of the company Czech Banking Credit Bureau, a.s. (CBCB)    directly.