Subject to mandatory registration in the CCR are clients´ current and potential commitments incorporating credit risk, regardless of the amount of the CCR participant´s claim

(except for debit balances on current accounts), i.e.:

• credits drawn, including overdrafts,
• current-account debit balances exceeding the set limit (CZK 2,000),
• undrawn lending arrangements and standby credits,
• guarantees issued,
• credit equivalents of selected off-balance-sheet receivables.

The following claims are subject to registration:

• claims on legal entities, except for banks and foreign bank branches
• claims on individual entrepreneurs

The claims of both residents and non-residents are registered.

Content of the CCR database:

• client identification data (legal form, identification number, name, registered address, country, economic sector, etc.),
• claim identification data (number, date of origin and maturity, type and other subject specifications, and status),
• claim values (total amount, current balance, past-due principal, past-due interest and fees, number of days past due),
• other variables relating to the claim (currency, types of collateral, classification by economic activity).

The CCR database is updated on a monthly basis.