My links
Regulations applicable to payments
All translations of legal norms into English published on CNB website are for information only and are not official translations of the Czech legislation.
Acts
- Act No. 284/2009 Coll. on Payment system act (pdf, 433 kB, available in Czech only) of 22 July 2009 effective from 1 November 2009
- Act No. 139/2011 Coll. of 27 April 201, effective from 27 May 2011 (pdf, 551 kB) – Amendment of the Act No. 284/2009 Coll. , on Payment system (available in Czech only)
Regulations regarding to cash and handling them are listed on the site Regulations regarding banknotes and coins and in main menu "Banknotes and coins"
Decree
- Decree No. 140/2011 Coll. of 12 May 2011 (pdf, 132 kB) on payment systems with irrevocability of transactions
- Decree No. 141/2011 Coll. of 13. May 2011 (pdf, 205 kB), on the pursuit of business of payment institutions, electronic money institutions, small-scale payment service providers and small-scale electronic money issuers
- Decree No. 142/2011 Coll. of 13 May 2011, on reporting by payment institutions, electronic money institutions, small-scale payment service providers and small-scale electronic money issuers to the CNB – translation is under the preparation
- Enclosures (available in Czech only)
- Decree No. 37/2004 Coll., stipulating the procedure for accepting and handling money and providing compensation for incomplete and damaged banknotes and coins
Official Information
- Official Information of 21 May 2010 (pdf, 24 kB) regarding the evaluation of management employees of banks, branches of foreign banks from third countries, financial holdings and electronic money institutions
- Official Information of 21 May 2010 (pdf, 63 kB) regarding the interpretation of the terms trustworthiness and competence
- Official information of 27 October 2009 on cancellation of certain Official information of the Czech National Bank (available in Czech only)
- Official information of 7 July 2008 (pdf, 145 kB, available in Czech only) informing about the practice of the Czech National Bank regarding extract or copy from the crime register
EU regulations applicable to payment systems
- Regulation (EU) No 260/2012 (pdf, 827 kB) of the European Parliament and of the Council of 14 March 2012 establishing technical and business requirements for credit transfers and direct debits in euro and amending Regulation (EC) No 924/2009
- Directive 2009/110/EC, on the taking up, pursuit and prudential supervision of the business of electronic money institutions amending Directives 2005/60/EC and 2006/48/EC and repealing Directive 2000/46/EC (pdf, link to website Europa)
- Regulation (EC) No. 924/2009 of the European Parliament and of the Council of 16 September 2009 on cross-border payments in the Community and repealing Regulation (EC) No. 2560/2001 (pdf, link to website Europa)
- Repealed Regulation (EC) No. 2560/2001 (pdf, link to website Europa)
- Information on application of Regulation No. 924/2009 (according to Art. 14) to Swedish krona (SEK) (pdf, link to website Europa) and Romanian leu (RON) (pdf, link to website Europa) and EC note on implementation of Art. 9 of repealed regulation No. 2560/2001 (pdf, link to website Europa) corresponding to Art. 14 of Regulation No. 924/2009
- Regulation (EC) No 1781/2006 of the European Parliament and of the Council of 15 November 2006 on information on the payer accompanying transfers of funds (pdf, 74 kB)
- Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market (pdf, 225 kB)
- Payment systems legislation on the European Commision's web
The Czech National Bank's opinion on the European public consultation document
Joint recommendation of the CNB and the Czech Banking Association