The following text is a section related to the Czech Republic in the original document TR201 (pdf, 1,3 MB) issued by the EPC. This document was replaced by the document IBAN Registry issued by SWIFT in 2007 (http://www.swift.com/solutions/messaging/information_products/directory_products/iban_format_registry/index.page?lang=en).
DOMESTIC ACCOUNT NUMBER
Account Number Structure
| 123456-1234567890/1234 | 19-2000145399/0800 | ||||
|
| Identifying | Min/max | Fills | Example | |
|---|---|---|---|---|---|---|
a1 |
| 123456 | First part ( prefix) | 0/6n | 0 | 0… |
a2 |
| 1234567890 | Second part (basic) | 2/10n | 0 | 0… |
b |
| 1234 | Bank code | 4/4n |
|
|
|
| Total | 6/20n |
|
| |
All characters in the account number structure are numeric.
The Czech National Bank provides the table with valid bank codes - AP0001 Bank identity codes.
National name(s)
| Číslo účtu | |||
a1 |
| 123456 | První část čísla účtu (předčíslí) |
|---|---|---|---|
a2 |
| 1234567890 | Druhá, základní část čísla účtu |
b |
| 1234 | Kód banky |
National usage
Financial institutions apply the standardised account number structure consistently. It is used for all products and payment instructions.
Electronic transmission
| 123456 1234567890 1234 |
There are always three separate fields:
- First part (prefix)
- Second part (basic)
- Bank code
Examples of written representation
| Correct representation | Traditional representation | Account number only |
|---|---|---|
000019-2000145399/0800 | 19-2000145399/0800 | 19-2000145399 |
000000-0145254386/2400 | 145254386/2400 | 145254386 |
The first and second parts of the account number are separated by a hyphen. The Bank code is preceded by a slash.
Check algorithm
A Modulus 11-check algorithm with weights is used to validate the account number structure. The weight table to be used for:
- the first part (prefix) is 10, 5, 8, 4, 2, 1
- the second part (basic) is 6, 3, 7, 9, 10, 5, 8, 4, 2, 1
To validate the first and second parts of the account number, the digits are multiplied by their respective weights, added up and divided by 11. The remainder must be zero.
Customer support
The number is indicated on: | Comments | |
|---|---|---|
| Documents to customers | Mostly | |
| Account statements | Always | |
| Debit cards | Never | |
| Cheques | Always | |
| Commercial documents | Mostly | |
| ATM receipts | Never | |
Alternative account number structure and validation
The Czech Republic does not offer alternative account numbering systems for routing payment instructions.
Use of the IBAN format is not expected at present.
Postgiro accounts
There are no specifically numbered postgiro accounts in the Czech Republic.
INTERNATIONAL BANK ACCOUNT NUMBER
| 1212 1234 1234 5612 3456 7890 | CZ65 0800 0000 1920 0014 5399 | |||
|
| Identifying | Length | Start position | |
|---|---|---|---|---|---|
d |
| 12 | ISO Country Code | 2a | 1 |
e |
| 12 | Check Digits (IBAN) | 2n | 3 |
b |
| 1234 | Bank code | 4n | 5 |
a1 |
| 123456 | First part (prefix) | 6n | 9 |
a2 |
| 1234567890 | Second part (basic) | 10n | 15 |
|
| Total | 24an |
| |
Presentation
The electronic format of the IBAN is composed of 24 contiguous alphanumeric characters.
The paper representation of the IBAN, which is composed of 24 alphanumeric characters, is structured in groups of 4 characters separated by blanks.
Examples
| Electronic format | Paper format |
|---|---|
| CZ6508000000192000145399 | CZ65 0800 0000 1920 0014 5399 |
| CZ0908000000000353497163 | CZ09 0800 0000 0003 5349 7163 |
CZ3208000000000000007894 | CZ32 0800 0000 0000 0000 7894 |
Issuing start date
1 May 2004
Contact Point
Mr Ivan FENCL
Czech National Bank
Na Prikope 28
Praha 1
Tel: +420 224 413 580
Fax: +420 224 413 351
Email: iban .info @cnb .cz
